The story of this market
The typical home in ZIP 32455 sells for about $532,240, or $236 per square foot.
Prices are down 8.8% from a year ago, which gives buyers more room to negotiate. Homes take about 59 days to sell. HUD's fair market rent for a two-bedroom is $720 a month.
ZIP 32455 — Ponce de Leon
The housing market in 32455 is currently balanced with a median sale price of $532,240. Prices have softened by 8.8% year-over-year, though marketing times remain moderate at 59 days. The market is characterized by low inventory levels and a rural, low-density demographic profile.
This area is primarily suited for those seeking a rural, low-density environment in northwest Florida, as indicated by its large land area and small population.
Median prices moved down 8.8% year over year.
Homes spend a median of 59 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 95.6% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.4% · poverty 13.9% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 32455, Ponce de Leon, Florida
The area is characterized by a humid subtropical climate with hot, humid summers and mild winters.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Data sourced from 2020 Census and ACS estimates.
- Vortex Spring Adventures4.310 mi
- Holmes Creek Canoe Livery4.514.3 mi
- Ponce de Leon Springs State Park4.76.7 mi
- Morrison Springs County Park4.73.5 mi
- Chautauqua Vineyards & Winery4.911.1 mi
- Choctawhatchee and Holmes Creek Water Management Area4.63.1 mi
- Chipley Park4.611.7 mi
- Ponce de Leon Springs State Park4.76.7 mi
- Morrison Springs County Park4.73.5 mi
- Choctawhatchee and Holmes Creek Water Management Area4.63.1 mi
- Chipley Park4.611.7 mi
- Windswept Dunes Golf Club4.610.8 mi
- Dollar General4.16.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.