Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 32635 — Gainesville
ZIP 32635 is a PO Box-only designation in Gainesville, FL, and contains no residential housing data. Market metrics for the broader Gainesville area indicate a seller-leaning market with a median sale price of approximately $275,000, reflecting a slight year-over-year decline in prices and a moderate pace of sales.
This ZIP code is a PO Box designation and does not serve as a residential neighborhood; it is not suitable for home buyers or renters.
Median prices moved down 4.3% year over year.
Homes spend a median of 50 days on market with 3.9 months of supply — a fast-moving market.
42% of listings have cut prices · homes sell at 94.8% of asking — demand is holding steady.
unemployment 0.0% · poverty 0.0% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
Not determinable for this specific PO Box ZIP code; Gainesville city-wide crime trends are monitored by local law enforcement and generally reflect urban university-town patterns.
ZIP 32635 is a PO Box-only designation and does not contain residential housing; students are served by the Alachua County School District, which maintains a variety of public school options.
The area is subject to standard Florida climate risks, including potential for tropical storm-related wind and heavy rainfall, with insurance premiums influenced by statewide market conditions.
Gainesville's economy is anchored by the University of Florida and the healthcare sector, providing a stable employment base that drives regional housing demand.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
As a PO Box ZIP code, there is no residential commute profile; the surrounding Gainesville area features a mix of local arterial roads and proximity to I-75.
The broader Gainesville area offers extensive access to parks, nature trails, and recreational facilities, including proximity to Paynes Prairie Preserve State Park and various local golf courses.
The Gainesville rental market is characterized by high demand driven by the university student population, with vacancy rates typically tightening during the academic year.
The Gainesville economy is heavily influenced by the University of Florida and major healthcare systems like UF Health, which serve as the primary economic engines for the region.
Gainesville is served by a network of regional highways and the Gainesville Regional Transit System, which provides bus service throughout the city and to the university campus.
Development in the Gainesville area is focused on mixed-use projects near the university and infrastructure improvements to support the growing population.
The Alachua County Property Appraiser is responsible for the assessment of all real property within the county, following Florida's constitutional and statutory requirements.
Parcels in the area are subject to Alachua County property taxes, which include levies for the school district, municipal services, and regional water management districts.
Property insurance in Florida remains a challenging market with rising premiums due to weather-related risks and legislative changes affecting the state's insurance pool.
Not determinable at the ZIP level.
Florida is a judicial foreclosure state, requiring court intervention to complete the foreclosure process, which typically extends the timeline for lenders.
Florida law requires sellers to disclose known material defects that are not readily observable to a buyer, typically documented in a standard residential contract.
ZIP 32635 is a PO Box-only ZIP code with no residential population or housing units.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
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Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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