LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 32789 sells for about $1,755,000, or $616 per square foot.

Prices are up +115.3% from a year ago, so sellers still have some momentum. Homes take about 64 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,742 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 32789 — Winter Park

Orange County →refreshed Oct 1, 20262 cycles retainednext refresh Oct 31, 2026
Market mood · cautiously optimistic

The 32789 housing market shows strong price appreciation and high demand for luxury properties, though the pace of sales has moderated compared to previous years. Limited inventory continues to drive competition for well-maintained homes in this highly desirable ZIP code. Note that some specific metrics like price cut percentage were not available at the ZIP level and are omitted.

Who this ZIP fits

This ZIP is ideal for affluent families, professionals, and retirees seeking a walkable, historic community with high-end amenities and proximity to Orlando.

Parent geography
Winter Park · no city intel reportOrange County →Florida state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 20.2 km²Water area · 4.7 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$1,755,000
+115.3% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
64 days
Active listings
62
Sale-to-list ratio
97%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
83
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 115.3% year over year.

68
Liquidity/100

Homes spend a median of 64 days on market with 2.6 months of supply — a fast-moving market.

80
Momentum/100

0% of listings have cut prices · homes sell at 97% of asking — demand is running ahead of supply.

85
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 8.9% — a stable, low-distress profile.

Market pressure
Price vs fundamentals
Strong premium · +149.0%
Price vs rent, national
+239.0%
Explained by signals
+36.2%
Location premium
+149.0%
Gross rent yield
2.1%
Neighborhood price trend: +0.3%Natural hazard risk: +2.6%Mortgage denial rate: +7.5%Household income: +7.7%Housing vacancy: -0.2%Unemployment: +4.7%College-educated share: +5.2%Owner occupancy: -0.9%

Built from 663 recorded sales in the last 24 months against HUD 3-bedroom fair market rents. The location premium is the part of the price that rent, income, education, employment, vacancy, price trend, hazard, lending and flood risk don't explain. It usually reflects amenities, schools and scarcity. It's area context and does not change this ZIP's home value estimates.

Market momentum · distress to ascension
Softening · -10
Sale-to-list ratio0.96▼
Share sold above list0.15▼
Sale vs list price (price cuts)-22▼
Sale price, year over year0.19▲
FHFA ZIP price index, year over year-0.57▼
Unemployment rate4.5▲
Inventory, year over year-0.08▲
Foreclosure filings per 100 sales0▲
Days on market, year over year7▼
Share under contract in 2 weeks0.41▼
Pending sales, year over year0.06▲
Housing vacancy rate8.8▼
Months of supply1.49▼
New listings, year over year0.02▲
Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$0$800,000$1,600,000$2,400,000$3,200,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 12.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$4,000$6,000$8,000$10,000$12,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
+150 people

net influx — more people moved in than out

Population base
27,788

ZCTA 32789, Orange County FL

Area context
Crime & safety

Crime rates in Winter Park are generally lower than the Florida state average, with property crime being the most frequently reported incident type.

Schools & education

The area is served by highly-rated public schools within the Orange County Public Schools district, known for strong academic performance and community involvement.

Environmental & hazard

The region faces moderate risks from tropical storms and hurricanes, necessitating standard flood and wind insurance coverage for residential properties.

Growth & development

Winter Park maintains a stable economic environment with a focus on upscale retail, professional services, and proximity to the Orlando employment core.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.

Transportation & commute

Residents typically commute via I-4 or SunRail to reach downtown Orlando, with average commute times reflecting typical central Florida traffic patterns.

Recreation & amenities

The ZIP features extensive amenities including the historic Park Avenue shopping district, Rollins College, and numerous lakes and public parks like Central Park.

Rental market

The rental market is characterized by high demand and limited inventory, with a mix of luxury apartments and single-family home rentals.

Economy & employers

The economy is driven by education, healthcare, and high-end retail, with significant employment provided by Rollins College and local medical centers.

Development pipeline

Development is focused on infill projects and the revitalization of existing commercial corridors to maintain the city's historic character.

Special districts

Parcels are subject to Orange County Public Schools and various municipal utility districts.

Insurance & hazard market

Property insurance premiums are rising due to regional hurricane exposure and market-wide adjustments in Florida.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 32789, Orange County FL
Population
27,788
Median age
43.6 yrs
Owner-occupancy
62.5%
Median home value
$850,000
Median gross rent
$2,100
Median household income
$105,000
Median year built
1977
Vacancy rate
8.2%
Renter share
37.5%
Owner cost burden
28%
Renter cost burden
42%
Population change
+0.5%
Net migration
150
Work-from-home share
22%
Mean commute
24.5 min
Bachelor's or higher
65%
Unemployment
4.5%
Poverty rate
8.9%
Avg household size
2.3
White
85%
Hispanic
8%
Black
3%
Asian
2.5%
Other
1.5%

Data retrieved from data.census.gov ZCTA 32789 profile.

Public schools · 2
Winter Park High SchoolHigh9/10Orange County Public SchoolsHighly regarded for academic and athletic programs.
Killarney ElementaryElementary8/10Orange County Public SchoolsStrong community-focused curriculum.
School districts
Orange County Public SchoolsBLarge district serving the greater Orlando area with diverse student populations.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Water/SewerCity of Winter ParkMunicipal utility services.
InternetSpectrum/AT&TBroadband availability varies by street.
Major employers & industries
Rollins CollegeEducationMajor local employer and cultural anchor.
AdventHealthHealthcareSignificant regional employer with nearby facilities.
Major amenities · ZIP 32789
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
12 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Golf
20+ · 13 mi
Shopping & dining districts
8 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Park Avenue
Shopping/Dining

Historic district with upscale boutiques and restaurants.

Rollins College
Education

Private liberal arts college with a scenic campus on Lake Virginia.

Central Park
Park

Large urban park hosting community events and concerts.

On the horizon · announced & under construction
Winter Park Library and Events CenterCivicCompletedModern facility serving as a community anchor.
Sources · 8 cited

Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).