LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 32792 sells for about $409,999, or $243 per square foot.

Prices are down 1.9% from a year ago, which gives buyers more room to negotiate. Homes take about 56 days to sell. HUD's fair market rent for a two-bedroom is $1,710 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 32792 — Winter Park

Orange County →refreshed Oct 4, 20262 cycles retainednext refresh Oct 19, 2026
Market mood · neutral

The 32792 housing market is currently balanced, with a median sale price of approximately $410,000 and a moderate supply of 3.4 months. While year-over-year price growth has softened, demand remains steady, supported by the area's proximity to major employment hubs. Some data points, such as specific tax history, were not available at the ZIP level and are omitted.

Who this ZIP fits

This ZIP is well-suited for family buyers and commuters seeking a balance between suburban living and access to Orlando's employment centers.

Parent geography
Winter Park · no city intel reportOrange County →Florida state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 31.4 km²Water area · 2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$409,999
-1.9% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
56 days
Active listings
49
Listings with price cuts
29%
share of active listings
Sale-to-list ratio
98%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
61
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
41
Growth/100

Median prices moved down 1.9% year over year.

67
Liquidity/100

Homes spend a median of 56 days on market with 3.4 months of supply — a fast-moving market.

60
Momentum/100

29% of listings have cut prices · homes sell at 98% of asking — demand is holding steady.

75
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.4% · poverty 14.6% — a stable, low-distress profile.

Market pressure
Price vs fundamentals
Strong discount · -17.8%
Price vs rent, national
-11.7%
Explained by signals
+7.4%
Location premium
-17.8%
Gross rent yield
8.1%
Neighborhood price trend: +0.1%Natural hazard risk: +0.4%Mortgage denial rate: +5.8%Household income: -6.2%Housing vacancy: -1.5%Unemployment: +2.1%College-educated share: -0.7%Owner occupancy: +3.0%

Built from 364 recorded sales in the last 24 months against HUD 3-bedroom fair market rents. The location premium is the part of the price that rent, income, education, employment, vacancy, price trend, hazard, lending and flood risk don't explain. It usually reflects amenities, schools and scarcity. It's area context and does not change this ZIP's home value estimates.

Market momentum · distress to ascension
Stable · 0
Inventory, year over year-0.39▲
New listings, year over year-0.18▲
Sale-to-list ratio0.97▼
Share sold above list0.19▼
FHFA ZIP price index, year over year0.97▼
Pending sales, year over year-0.1▼
Months of supply0.95▲
Sale price, year over year-0.02▼
Days on market, year over year-2▲
Foreclosure filings per 100 sales0▲
Unemployment rate5.4▲
Sale vs list price (price cuts)0.12▲
Housing vacancy rate7.7▲
Share under contract in 2 weeks0.42▼
Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

20212022202320242025202620282030$325,000$390,000$455,000$520,000$585,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
52,976

ZCTA 32792, Orange County FL

Area context
Schools & education

The area is served by Orange County Public Schools, with varying performance levels across local elementary, middle, and high schools.

Environmental & hazard

The region faces standard Florida risks including hurricane-related wind exposure and localized flood risks, impacting insurance premiums.

Growth & development

Development momentum is driven by proximity to Orlando's employment hubs and ongoing residential infill projects within the Winter Park area.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.

Transportation & commute

Residents typically commute via major corridors like Aloma Avenue and SR 417 toward downtown Orlando and the University of Central Florida area.

Recreation & amenities

The area features access to local parks, community centers, and proximity to the shopping and dining districts of Winter Park.

Rental market

The rental market shows sustained demand with rising costs, reflecting a tight supply and investor interest in the area.

Economy & employers

The economy is anchored by education, healthcare, and tourism sectors in the broader Orlando metropolitan area.

Transportation & infrastructure

Transportation is primarily car-dependent, supported by a network of arterial roads connecting to regional highways.

Development pipeline

Ongoing residential development and infill projects continue to shape the local landscape.

County appraisal district

The Orange County Property Appraiser manages assessments based on market value and state-mandated caps.

Special districts

Parcels are subject to Orange County Public Schools and various municipal utility districts.

Insurance & hazard market

Property insurance costs are influenced by regional hazard exposure and state-wide market conditions.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 32792, Orange County FL
Population
52,976
Median age
35.4 yrs
Owner-occupancy
58.2%
Median home value
$398,664
Median gross rent
$2,055
Median household income
$66,176
Median year built
1982
Vacancy rate
6.5%
Renter share
41.8%
Owner cost burden
28.5%
Renter cost burden
45.2%
Population change
+0.5%
Work-from-home share
15.2%
Mean commute
28.4 min
Bachelor's or higher
34.8%
Unemployment
5.4%
Poverty rate
14.6%
Avg household size
2.55
White
62.5%
Hispanic
22.1%
Black
8.4%
Asian
4.2%
Other
2.8%

Data retrieved from Census Bureau ZCTA profiles.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Winter Park High SchoolHigh8Orange County Public SchoolsHighly rated public high school serving the area.
School districts
Orange County Public SchoolsBLarge district serving the majority of the county.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Water/SewerCity of Winter ParkMunicipal utility services.
Major employers & industries
AdventHealthHealthcareMajor regional employer.
University of Central FloridaEducationLarge regional academic institution.
Major amenities · ZIP 32792
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
13 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Golf
15 · 13 mi
Shopping & dining districts
6 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Winter Park Pines
Community

Residential area with community amenities.

Sources · 4 cited

Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).