Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$295K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$469K+5.4%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$389K+5.1%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$289K+0.7%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$847K-4.3%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$475K+0.8%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$469K+0.8%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-0.6%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$810K+1.0%|Tarrant County · TXMedian List$347K+0.4%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$224K+4.3%|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$295K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$469K+5.4%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$389K+5.1%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$289K+0.7%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$847K-4.3%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$475K+0.8%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$469K+0.8%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-0.6%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$810K+1.0%|Tarrant County · TXMedian List$347K+0.4%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$224K+4.3%|
Property-class scope
ARED ScoreMarket grade · ZIP
as of Sep 15, 2026
B
+10 / ±100
neutral
−1000+100
Reason codes · heaviest factors
PM
Price momentum
+0.3% YoY median
+50
IS
Inventory & supply
4.2 months of supply
+50
PC
Price-cut pressure
28% of listings with a cut
-50
SL
Sale-to-list ratio
97.5% sale-to-list
+50
MS
Market sentiment
cautiously optimistic
-50

Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 32804 — Orlando

Orange County →refreshed Sep 15, 2026next refresh Sep 30, 2026
Market mood · cautiously optimistic

The 32804 housing market remains resilient with steady home value appreciation and low inventory levels. While interest rates have tempered buyer activity, the area's desirability and limited supply continue to support stable pricing. Market conditions are driven by strong demand for established, walkable neighborhoods near the urban core.

Who this ZIP fits

This ZIP is ideal for young professionals and families seeking a walkable, historic neighborhood feel with easy access to downtown. It attracts those who value established community character over new-build suburban sprawl.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 18.5 km²Water area · 3.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$522,917
+0.3% year over year
Corroborated · 1 anchor · 3.4% off nearest
Days on market
29 days
Active listings
215
Listings with price cuts
28%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
69
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
52
Growth/100

Median prices moved up 0.3% year over year.

75
Liquidity/100

Homes spend a median of 29 days on market with 4.2 months of supply — a fast-moving market.

58
Momentum/100

28% of listings have cut prices · homes sell at 97.5% of asking — demand is holding steady.

92
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.0% · poverty 7.9% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$2,100$3,150$4,200$5,250$6,300

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2018-2022 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+150 people

net influx — more people moved in than out

Population base
21,720

ZCTA 32804, Orange County FL

Area context
Crime & safety

Crime rates in the 32804 area are generally considered moderate, with property crime being the primary concern compared to violent crime. The area experiences typical urban crime trends consistent with central Orlando neighborhoods.

Schools & education

The area is served by Orange County Public Schools, which generally maintains a mix of highly-rated magnet programs and standard neighborhood schools. Educational quality is considered a strong draw for families in the College Park vicinity.

Environmental & hazard

The area faces standard Florida risks, including potential for localized flooding during heavy rainfall and wind damage from tropical storms. Property insurance premiums have seen upward pressure due to regional climate risk assessments.

Growth & development

Economic momentum is driven by proximity to downtown Orlando's professional services and the nearby healthcare corridor. Ongoing infill development and the revitalization of historic commercial districts continue to attract investment.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.

Transportation & commute

Residents enjoy a highly accessible location with direct access to I-4 and proximity to the SunRail commuter line, facilitating efficient travel to downtown Orlando and major employment hubs.

Recreation & amenities

The area features numerous community parks, including Lake Ivanhoe and Dartmouth Park, offering trails and water access. The College Park district provides a dense concentration of local boutiques, cafes, and dining options.

Rental market

The rental market is characterized by high demand for single-family homes and boutique apartment complexes, with low vacancy rates. Investor activity remains steady, though short-term rental regulations are strictly enforced by the city.

Economy & employers

The economy is anchored by the tourism, healthcare, and professional services sectors in the greater Orlando area. Major employers include AdventHealth and various regional government offices.

Transportation & infrastructure

The area is served by major highway corridors including I-4 and SR 50, with access to the SunRail commuter rail system. Public transit is provided by LYNX bus services.

Development pipeline

The Packing District remains the primary development focus, significantly impacting the northern portion of the ZIP. Infill residential projects continue to replace older structures.

Special districts

Parcels are subject to Orange County property taxes and municipal assessments for the City of Orlando. Special districts for water and utility management are standard.

Insurance & hazard market

Property insurance market is tight with rising premiums due to regional wind and flood risk profiles. Homeowners are encouraged to maintain updated wind mitigation inspections.

Discovery profileACS 2018-2022 5-year estimates
Census profile · ZCTA 32804, Orange County FL
Population
21,720
Median age
37.9 yrs
Owner-occupancy
58.2%
Median home value
$498,700
Median gross rent
$1,650
Median household income
$113,466
Median year built
1964
Vacancy rate
8.4%
Renter share
41.8%
Owner cost burden
22.5%
Renter cost burden
38.2%
Population change
+1.2%
Net migration
150
Work-from-home share
22.1%
Mean commute
24.5 min
Bachelor's or higher
52.4%
Unemployment
3%
Poverty rate
7.9%
Avg household size
2.3
White
78.4%
Black or African American
6.2%
Hispanic or Latino
10.5%
Other
4.9%

Data retrieved from data.census.gov ZCTA 32804 profile.

Assigned schools
Lake Silver ElementaryElementaryBOrange County Public SchoolsHighly regarded neighborhood school.
Edgewater High SchoolHighBOrange County Public SchoolsKnown for strong athletic and academic programs.
School districts
Orange County Public SchoolsBLarge district serving the Orlando metropolitan area with diverse school options.
Utilities & services
ElectricOrlando Utilities Commission (OUC)Primary municipal provider.
Water/SewerOrlando Utilities Commission (OUC)Municipal service.
InternetSpectrum/AT&TBroadband and fiber availability varies by street.
Major employers & industries
AdventHealthHealthcareMajor regional employer.
City of OrlandoGovernmentPrimary municipal employer.
Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Lake Ivanhoe Park
Park

Popular waterfront park with skyline views and recreational trails.

College Park District
Shopping/Dining

Historic commercial corridor featuring local restaurants and boutiques.

Dubsdread Golf Course
Golf

Historic public golf course and community anchor.

On the horizon · announced & under construction
Packing DistrictMixed-useUnder constructionMajor redevelopment project featuring residential, retail, and community facilities.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

Market signals — layered trendsZIP 32804 · 8 charts · one line per tier in the chain

Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.

Assessed-value momentum — YoY
county-assessed values · 5-yr historical · 1-yr forecast at the trailing 3-read mean · no-roll-up tiers: own refresh series
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — dollar levels
raw district CAD assessed levels · 5-yr historical · 1-yr forecast · property mix varies with coverage
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — indexed trajectory
YoY-chained index · base 100 at each line's first charted year · 5-yr historical · 1-yr forecast
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Comp sales — month over month
nearby comp sales vs the assessed anchor · 5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Active inventory — month over month
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Liquidity velocity — days on market
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Price-cut share
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Foreclosure presence
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.

Foreclosure ledger Investor tier

Unlocked in the Investor tier

Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.

Upgrade to Investor — $249/mo