LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 32817 sells for about $385,000, or $245 per square foot.

Homes take about 72 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,783 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 32817 — Orlando

Orange County →refreshed Oct 4, 20262 cycles retainednext refresh Oct 19, 2026
Market mood · neutral

The 32817 housing market is currently balanced, with a median sold price of $385,000 and a low inventory of active listings. Market activity is driven by steady demand from the university area, though high interest rates and insurance costs continue to influence buyer behavior. Figures for specific tax history and certain demographic metrics were not available at the ZIP level.

Who this ZIP fits

This ZIP is well-suited for university-affiliated professionals, students, and families seeking suburban housing with convenient access to the UCF campus and major highway arteries.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 30.4 km²Water area · 2.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$385,000
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
72 days
Active listings
30
Sale-to-list ratio
98%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
70
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
50
Growth/100

Median prices moved sideways 0.0% year over year.

72
Liquidity/100

Homes spend a median of 72 days on market with 1.1 months of supply — a fast-moving market.

84
Momentum/100

0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.

72
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.9% · poverty 15.7% — a stable, low-distress profile.

Market pressure
Price vs fundamentals
Discount · -5.2%
Price vs rent, national
-3.4%
Explained by signals
+1.9%
Location premium
-5.2%
Gross rent yield
7.4%
Neighborhood price trend: +0.1%Natural hazard risk: -0.1%Mortgage denial rate: -4.0%Household income: -1.5%Housing vacancy: +2.8%Unemployment: +0.7%College-educated share: -1.7%Owner occupancy: +1.0%

Built from 432 recorded sales in the last 24 months against HUD 3-bedroom fair market rents. The location premium is the part of the price that rent, income, education, employment, vacancy, price trend, hazard, lending and flood risk don't explain. It usually reflects amenities, schools and scarcity. It's area context and does not change this ZIP's home value estimates.

Market momentum · distress to ascension
Stable · +4
Inventory, year over year-0.47▲
FHFA ZIP price index, year over year-0.91▼
Months of supply0.69▲
Days on market, year over year-13▲
New listings, year over year-0.14▲
Housing vacancy rate11.3▼
Sale-to-list ratio0.98▼
Pending sales, year over year-0.05▼
Sale price, year over year0.01▼
Sale vs list price (price cuts)1.49▲
Foreclosure filings per 100 sales0▲
Share sold above list0.3▼
Unemployment rate5.9▼
Share under contract in 2 weeks0.43▲
Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Population base
37,014

ZCTA 32817, Orange County FL

Area context
Crime & safety

The area experiences crime rates consistent with suburban Orlando, with property crime being the primary concern; specific trend data is not determinable.

Schools & education

Schools serving the area are part of the Orange County Public Schools system, generally characterized as meeting state standards with varying performance levels across individual campuses.

Environmental & hazard

The region is subject to standard Florida hurricane and wind risks, with flood zones designated by FEMA; insurance premiums are rising due to regional climate exposure.

Growth & development

Economic momentum is driven by proximity to the University of Central Florida and the surrounding research and technology corridors in East Orlando.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.

Transportation & commute

Residents primarily commute by car via SR 408 and SR 417, with average commute times reflecting typical suburban traffic patterns toward downtown Orlando.

Recreation & amenities

The area features access to local parks, proximity to the Econlockhatchee River trails, and various shopping centers along the University Boulevard corridor.

Rental market

The rental market is supported by high demand from university students and faculty, maintaining relatively low vacancy rates and steady rent growth.

Economy & employers

The economy is anchored by the University of Central Florida and the surrounding technology and research parks, with a strong service and retail sector.

Transportation & infrastructure

The area is served by a network of arterial roads and highways, with limited public transit options primarily consisting of bus routes.

Development pipeline

Development is focused on infill projects and the continued expansion of university-related infrastructure.

County appraisal district

The Orange County Property Appraiser manages assessments, utilizing a market-value approach adjusted for state-mandated caps.

Special districts

Parcels are subject to Orange County Public Schools taxes and various municipal service taxing units.

Insurance & hazard market

Property insurance market is challenging due to statewide windstorm risk, leading to higher premiums and limited carrier options.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 32817, Orange County FL
Population
37,014
Median age
31 yrs
Owner-occupancy
58.8%
Median home value
$400,769
Median gross rent
$1,850
Median household income
$73,673
Median year built
1990
Vacancy rate
5%
Renter share
41.2%
Owner cost burden
25%
Renter cost burden
45%
Population change
+1.2%
Work-from-home share
15%
Mean commute
28.5 min
Bachelor's or higher
35%
Unemployment
5.9%
Poverty rate
15.7%
Avg household size
2.6
White
55%
Hispanic
25%
Black
10%
Asian
7%
Other
3%

Data retrieved from US Census Bureau ZCTA profiles.

Public schools · 1
University High SchoolHighBOrange County Public SchoolsServes the local student population.
School districts
Orange County Public SchoolsBLarge district serving the entire county with diverse student demographics.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Water/SewerOrange County UtilitiesMunicipal service provider.
Major employers & industries
University of Central FloridaEducationMajor regional employer.
Major amenities · ZIP 32817
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
13 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Shopping & dining districts
5 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
University of Central Florida
Education/Anchor

Major regional university driving local economy and housing demand.

Econlockhatchee River
Nature/Trail

Provides extensive green space and hiking trails for residents.

Sources · 5 cited

Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).