Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 32821 — Orlando
The 32821 housing market shows resilience with a 16.7% year-over-year price increase, driven by high demand for both residential and short-term rental properties. While supply remains tight at 2.8 months, the market is balanced by a steady influx of buyers interested in the tourism-centric economy. Current conditions reflect a stable environment for investors and homeowners alike.
This ZIP is ideal for hospitality workers, investors seeking short-term rental opportunities, and families looking for proximity to major employment hubs in the tourism sector.
Median prices moved up 16.7% year over year.
Homes spend a median of 62 days on market with 2.8 months of supply — a fast-moving market.
10% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 13.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 32821, Orange County FL
Crime rates in the 32821 area are generally consistent with broader Orlando suburban trends, with higher concentrations of property-related incidents near major tourist corridors.
Schools serving the area are part of Orange County Public Schools, with performance ratings varying significantly across the district's diverse student population.
The area is subject to standard Florida wind and storm risks; flood risk is localized to areas near Shingle Creek, and property insurance premiums remain elevated due to regional hurricane exposure.
Economic momentum is driven by proximity to the Walt Disney World resort area and the hospitality industry, with ongoing development of mixed-use projects and tourist-focused infrastructure.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Commutes are heavily reliant on I-4 and SR 528, with significant congestion during peak tourist seasons and limited public transit options outside of local bus routes.
The area features extensive access to the Shingle Creek Regional Trail, proximity to major theme parks, and numerous golf courses and shopping centers like the Orlando Premium Outlets.
The rental market is highly active with a high concentration of short-term vacation rentals and multi-family complexes catering to the tourism workforce.
The economy is dominated by the hospitality, tourism, and retail sectors, with major employment provided by theme park operators and associated service industries.
The area is served by major highway corridors including I-4 and the Beachline Expressway, with limited public transit infrastructure.
Development is focused on high-density residential and commercial projects supporting the tourism industry.
Parcels are subject to Orange County property taxes and various special assessment districts for utilities and infrastructure.
Property insurance market is characterized by high premiums due to regional wind and storm exposure.
Data retrieved from US Census Bureau ZCTA-level tables.
A major greenway providing extensive hiking and biking opportunities.
A major retail destination serving the local area and tourists.
A prominent golf facility located within the ZIP code.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
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Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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