Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 32822 — Orlando
The 32822 housing market is currently experiencing a period of stabilization with modest price growth and a balanced inventory level. Demand remains steady, driven by the area's affordability relative to the broader Orlando metro, though higher interest rates and insurance costs continue to influence buyer activity.
This ZIP is well-suited for first-time homebuyers, renters, and investors seeking entry-level housing options in the Orlando market due to its relatively lower price point and central location.
Median prices moved up 0.9% year over year.
Homes spend a median of 50 days on market with 4.1 months of supply — a fast-moving market.
26% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.2% · poverty 19.0% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 32822, Orange County FL
Crime rates in the 32822 area are generally higher than the national average, reflecting typical urban density patterns in the Orlando metropolitan region.
Schools serving the area are part of Orange County Public Schools, with performance ratings varying significantly across individual campuses.
The area is subject to standard Florida climate risks, including potential for heavy rainfall, tropical storm wind exposure, and localized flooding.
Economic momentum is driven by proximity to Orlando International Airport and major regional employment hubs, with ongoing infill development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Residents benefit from proximity to SR 408 and SR 528, providing direct access to downtown Orlando and the airport employment corridor.
The area features several local parks and is within a short drive of major Orlando attractions, shopping centers, and golf courses.
The rental market is highly active with a significant share of multi-family and condo inventory, experiencing steady demand due to the area's affordability relative to the broader Orlando market.
The economy is heavily influenced by the tourism, hospitality, and logistics sectors, anchored by the nearby Orlando International Airport.
The area is served by major highway corridors including SR 528 and SR 408, facilitating regional transit.
Development is focused on high-density residential infill and commercial expansion near major transit arteries.
The Orange County Property Appraiser manages assessments, with annual adjustments based on market value and state-mandated caps.
Parcels are subject to Orange County Public Schools and various municipal service taxing units.
Property insurance premiums in this region are subject to upward pressure due to Florida's statewide wind and flood risk profile.
Data retrieved from Census Reporter and US Census Bureau ZCTA profiles.
A prominent local golf and social club serving the community.
Major regional anchor located in close proximity to the ZIP.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
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Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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