LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 32830 sells for about $403,786, or $242 per square foot.

Prices are down 1.7% from a year ago, which gives buyers more room to negotiate. Homes take about 71 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,100 a month.

Market figures inherited

This ZIP has no home sales of its own, so its market figures come from Orange County, Florida (county-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 32830 — Bay Lake

Orange County →refreshed Oct 4, 20263 cycles retainednext refresh Nov 3, 2026
Market mood · neutral

The 32830 housing market is highly specialized, characterized by extremely low residential inventory and high vacancy rates due to its status as a resort-centric zone. Market activity is minimal and driven by hospitality-related land use rather than traditional residential demand. Prices remain stable but low compared to the broader Orlando metro area.

Who this ZIP fits

This ZIP is primarily suited for investors and hospitality-industry workers rather than traditional family buyers, given the high vacancy rates and resort-centric land use.

Parent geography
Bay Lake · no city intel reportOrange County →Florida state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 60.8 km²Water area · 3.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$403,786
Inherited · Orange County figure-1.7% year over year
Divergent · 272.8% from published 2024 series — validation case open, publishes pending verdict
Days on market
71 days
Active listings
6,856
Listings with price cuts
27%
share of active listings
Sale-to-list ratio
95.8%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
64
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
42
Growth/100

Median prices moved down 1.7% year over year.

58
Liquidity/100

Homes spend a median of 71 days on market with 3.7 months of supply — a balanced-paced market.

54
Momentum/100

27% of listings have cut prices · homes sell at 95.8% of asking — demand is holding steady.

100
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 0.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$91,000$98,000$105,000$112,000$119,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$850$935$1,020$1,105$1,190

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
197

ZCTA 32830, Orange County FL

Area context
Environmental & hazard

The area is subject to Florida's regional hurricane and flood risk profiles, necessitating standard wind and flood insurance coverage.

Growth & development

Development is heavily anchored by the proximity to major theme park infrastructure and hospitality-driven economic activity in the Orlando metro area.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.

Transportation & commute

Commute is primarily vehicular via I-4 and SR 535, serving the major employment hubs of the Walt Disney World Resort and surrounding hospitality corridors.

Recreation & amenities

The area is dominated by theme park attractions and resort-style amenities, with limited traditional residential park space within the immediate ZIP boundaries.

Rental market

The rental market is heavily influenced by short-term vacation rental demand due to the proximity to major tourist attractions, leading to high vacancy fluctuations.

Economy & employers

The economy is almost entirely driven by the tourism and hospitality sectors, with the Walt Disney World Resort being the dominant employer.

Transportation & infrastructure

Transportation is heavily reliant on private vehicles and resort-provided shuttle services, with limited public transit connectivity to the broader Orlando metro.

Development pipeline

Development is focused on commercial and hospitality projects rather than new residential subdivisions.

County appraisal district

The Orange County Property Appraiser manages assessments, with values often reflecting the unique commercial-resort nature of the land.

Special districts

Parcels may be subject to special assessments related to resort-area infrastructure and utility districts.

Insurance & hazard market

Property insurance premiums are high due to the region's exposure to hurricane-force winds and flood risks.

Foreclosure doctrine

Florida is a judicial foreclosure state requiring court intervention for the foreclosure process.

Disclosure doctrine

Sellers are required to provide a written disclosure of known material defects affecting the property value.

Discovery profileACS 2023 5-year estimates
Census profile · ZCTA 32830, Orange County FL
Population
197
Median age
56.1 yrs
Owner-occupancy
45.2%
Median home value
$108,300
Median gross rent
$1,850
Median household income
$61,554
Median year built
2021
Vacancy rate
55%
Renter share
54.8%
Owner cost burden
28.5%
Renter cost burden
42.1%
Population change
+0.5%
Work-from-home share
12.5%
Mean commute
28.4 min
Bachelor's or higher
32.1%
Unemployment
0%
Poverty rate
0%
Avg household size
2.1
White
78.5%
Hispanic
12.1%
Black
4.2%
Other
5.2%

Data retrieved from Census Bureau ZCTA 32830 profiles.

Public schools · 1
Windermere High SchoolHigh8/10Orange County Public SchoolsServes the broader area.
School districts
Orange County Public SchoolsBLarge district serving the Orlando metro area.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Water/SewerReedy Creek Improvement DistrictSpecialized utility management for the resort area.
Major employers & industries
Walt Disney WorldHospitality/TourismLargest employer in the region.
Major amenities · ZIP 32830
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
11 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
9 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity · 1 development on the horizon
Inside this ZIP
Walt Disney World Resort
Theme Park

Major global tourist destination serving as the primary anchor for the area.

On the horizon · announced & under construction
Resort Infrastructure ExpansionCommercialOngoingContinuous upgrades to theme park facilities and surrounding hospitality infrastructure.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass. Coherence hold-out: this pass's median price ($108,300) sat outside the 0.25–4× band around Orange County's retained level and was not stored.