ZIP 33637 — Tampa

Crime rates in the Temple Terrace area are generally consistent with regional averages for Hillsborough County, though specific neighborhood pockets experience higher property crime incidents.

Schools serving the 33637 area are part of the Hillsborough County Public Schools district, which maintains a mix of magnet and traditional neighborhood schools with varying performance ratings.

The area is subject to standard Florida flood and wind risks, with many properties requiring flood insurance due to proximity to the Hillsborough River and low-lying topography.

Development momentum is driven by proximity to the University of South Florida and ongoing commercial revitalization efforts along the Fowler Avenue corridor.

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.

Residents primarily commute via I-75 and I-275 to reach employment hubs in downtown Tampa and the Westshore business district.

The area features access to the Hillsborough River for water activities, several local parks, and proximity to major shopping centers along the Fowler Avenue retail corridor.

The rental market is characterized by steady demand from students and commuters, with vacancy rates remaining low due to the area's affordability relative to central Tampa.

The economy is anchored by the University of South Florida, healthcare systems, and a robust retail sector along major arterial roads.

The area is served by HART bus routes and provides direct access to I-75 and I-275 for regional transit.

Development is focused on high-density residential and commercial infill projects near the USF campus.

The Hillsborough County Property Appraiser manages assessments, with annual adjustments based on market sales data.

Parcels are subject to Hillsborough County school and municipal taxes, with some areas within specific utility service districts.

Property insurance premiums are rising due to regional wind and flood risk exposure, consistent with broader Florida market trends.

Florida continues to see strong net domestic migration, with Hillsborough County remaining a primary destination for new residents.

Florida is a judicial foreclosure state, requiring court intervention for the foreclosure process.

Sellers are required to provide a written disclosure of known material defects affecting the property value.