Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 33702 — St. Petersburg
The 33702 housing market is showing signs of stabilization with a slight year-over-year price adjustment, reflecting a broader cooling trend in the regional market. Inventory remains tight, which continues to support price floors despite higher interest rates. Buyer demand remains steady, particularly for well-maintained, move-in-ready homes.
This ZIP is well-suited for first-time homebuyers, young professionals, and downsizers seeking a central location with access to regional employment hubs. It offers a balance of affordability and proximity to urban amenities.
Median prices moved down 0.6% year over year.
Homes spend a median of 55 days on market with 2.3 months of supply — a fast-moving market.
28% of listings have cut prices · homes sell at 95.8% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.1% · poverty 13.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 33702, Pinellas County FL
Crime rates in the St. Petersburg area are generally higher than the national average, with property crime being the most prevalent concern. Local law enforcement maintains active community policing initiatives to address these trends.
Schools serving the 33702 area are part of the Pinellas County School District, which offers a mix of traditional public schools and magnet programs. Performance ratings vary significantly by individual school site.
The area faces moderate risk from tropical storms and hurricanes, necessitating flood insurance for many properties. Residents are encouraged to maintain updated wind mitigation inspections to manage insurance costs.
Economic momentum is driven by the broader St. Petersburg and Tampa Bay regional economy, with significant growth in the healthcare, tourism, and professional services sectors. Infrastructure improvements continue to focus on urban connectivity and coastal resilience.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Residents typically commute via I-275, which provides direct access to downtown St. Petersburg and the broader Tampa Bay employment core. Public transit options are available through the Pinellas Suncoast Transit Authority.
The area features proximity to Fossil Park, which offers sports fields and walking trails, and is within a short drive of the shopping and dining districts of North St. Petersburg. Coastal access and various community parks are easily reachable.
The rental market remains competitive with consistent demand, driven by the area's central location and relative affordability compared to coastal beach communities. Investor interest is high, particularly for single-family rentals.
The local economy is anchored by the diverse St. Petersburg business landscape, including major employers in healthcare, education, and technology. The area benefits from its strategic location within the Tampa-St. Petersburg-Clearwater MSA.
The area is served by a network of arterial roads and is positioned near the I-275 corridor, facilitating regional travel. Public transit is provided by PSTA bus routes.
Development is primarily focused on residential densification and the modernization of existing housing stock. No major large-scale commercial projects are currently reported within the ZIP boundaries.
The Pinellas County Property Appraiser manages assessments, utilizing mass appraisal techniques to determine market value for tax purposes.
Parcels are subject to Pinellas County School District taxes and various municipal service taxing units for fire and emergency services.
Property insurance premiums are elevated due to regional hurricane exposure, with many homeowners utilizing wind mitigation credits to manage costs.
Florida continues to experience strong net domestic migration, driven by retirees and remote workers relocating from northern states.
Florida is a judicial foreclosure state, requiring court intervention for the foreclosure process, which typically extends the timeline for lenders.
Sellers are required to provide a written disclosure of known material defects affecting the property's value.
Data retrieved from US Census Bureau ACS 5-year estimates for ZCTA 33702.
Features sports fields, playgrounds, and walking trails serving the local community.
Provides a variety of grocery, dining, and retail options for the area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
No recorded foreclosure notices for ZIP 33702 yet. Counties ingest on the scheduled rotation — absence here reads as no recorded notices, not as verified zero distress.