Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 33705 — St. Petersburg
The 33705 housing market is currently experiencing a period of price stabilization following years of rapid appreciation. While inventory remains tight, buyer demand is tempered by higher interest rates and insurance costs, leading to a more balanced market compared to the previous year.
This ZIP is well-suited for first-time homebuyers and investors looking for entry-level price points in an established, central location. It appeals to those who prioritize proximity to the waterfront and downtown St. Petersburg over newer suburban construction.
Median prices moved down 2.6% year over year.
Homes spend a median of 52 days on market with 3.8 months of supply — a fast-moving market.
19% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.3% · poverty 17.0% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 33705, Pinellas County FL
Crime rates in the 33705 area are generally higher than the national average, with property crime being the most frequently reported issue. Regional comparisons indicate that while St. Petersburg has seen revitalization, pockets within this ZIP remain higher-risk compared to suburban Pinellas County.
Schools serving the area are part of the Pinellas County School District, which maintains a mix of magnet and traditional public schools. Performance varies significantly by specific school, with many local institutions facing challenges related to socioeconomic factors.
The area is located in a coastal region with significant exposure to storm surge and hurricane-related wind damage. Flood insurance is a critical consideration for most properties in this ZIP due to its proximity to Tampa Bay.
Economic momentum is driven by the broader St. Petersburg revitalization, including downtown development and the expansion of the medical and marine research sectors. Infrastructure improvements are focused on coastal resilience and urban connectivity.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Residents have direct access to I-275, providing a straightforward commute to downtown St. Petersburg and across the Howard Frankland Bridge to Tampa. Public transit options are limited, making personal vehicle ownership the primary mode of transportation.
The area features extensive waterfront access, including Lassing Park and various boat ramps along the bay. Shopping and dining are concentrated along the 4th Street corridor and nearby downtown St. Petersburg.
The rental market is characterized by a mix of older single-family homes and multi-family complexes, with steady demand from service-sector workers. Investor activity is moderate, with some short-term rental presence restricted by city zoning ordinances.
The local economy is anchored by healthcare, tourism, and marine research. Major employers include the nearby Bayfront Health and various government and educational institutions in downtown St. Petersburg.
The area is served by a grid-based road network with primary access via I-275. Public transportation is provided by the Pinellas Suncoast Transit Authority (PSTA).
Development is focused on infill projects and the renovation of existing mid-century housing stock. There is ongoing city-led planning to improve pedestrian connectivity to the waterfront.
The Pinellas County Property Appraiser manages assessments, utilizing a mass appraisal system that reflects market value while adhering to Florida's Save Our Homes cap.
Parcels are subject to Pinellas County School District taxes and various municipal service taxing units for fire and emergency services.
Property insurance premiums are high due to the area's location in a high-risk flood and wind zone. Many residents rely on the state-backed Citizens Property Insurance Corporation.
Data retrieved from data.census.gov and aggregated via IncomeByZipCode and Data Commons.
A popular waterfront park offering scenic views of Tampa Bay and open green space.
Provides boat access and marine services to the local community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
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Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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