Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 33706 — St. Pete Beach
The 33706 market remains resilient, driven by high demand for coastal property despite elevated insurance costs and interest rates. Inventory levels are rising, leading to a more balanced market compared to the extreme seller's market of previous years. Buyers are increasingly selective, focusing on properties with updated flood mitigation and modern amenities.
This ZIP is ideal for affluent retirees, second-home buyers, and investors seeking high-end coastal property, though it remains challenging for families due to high entry costs.
Median prices moved up 3.2% year over year.
Homes spend a median of 78 days on market with 12.0 months of supply — a slower-moving market.
22% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.9% · poverty 7.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 33706, Pinellas County FL
Crime rates in St. Pete Beach are generally lower than the national average, with property crime being the primary concern in this tourist-heavy coastal area.
Schools serving the area are part of the Pinellas County School District, which maintains a mix of highly-rated magnet programs and standard public schools.
The area faces significant flood and wind risks due to its coastal geography, leading to high property insurance premiums and strict building code requirements.
Economic momentum is driven by tourism, hospitality, and ongoing redevelopment of aging beachfront properties into luxury residential and mixed-use projects.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Commutes to downtown St. Petersburg or Tampa are primarily via the Pinellas Bayway and I-275, often involving significant traffic during peak tourist seasons.
The area is defined by its immediate access to Gulf beaches, boating, fishing piers, and the vibrant dining and shopping districts of St. Pete Beach and Pass-a-Grille.
The rental market is highly seasonal with significant pressure from short-term vacation rentals, limiting long-term inventory and keeping vacancy rates low.
The economy is heavily anchored by the tourism and hospitality sectors, supported by a robust service industry and a growing base of remote professionals.
Transportation relies on personal vehicles, with limited public transit options connecting the barrier islands to the mainland employment hubs.
Development is strictly regulated by coastal management plans, focusing on density control and flood mitigation for new construction.
The Pinellas County Property Appraiser assesses properties annually, with homestead exemptions available for primary residents.
Parcels are subject to Pinellas County School District taxes and various municipal utility and flood control district assessments.
Property insurance is a critical market factor, with high premiums due to hurricane and flood exposure, often requiring specialized coverage.
Florida continues to see strong net domestic migration, particularly among retirees and high-income professionals moving from northern states.
Florida is a judicial foreclosure state, requiring court intervention for the foreclosure process, which typically extends the timeline for lenders.
Sellers are required to provide a comprehensive disclosure statement regarding the condition of the property, including known defects and flood history.
Data retrieved from data.census.gov for ZCTA 33706.
World-renowned white sand beaches and public access points.
Charming shopping, dining, and historic architecture.
Popular local beach park with boardwalk access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
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Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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