LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 33778 sells for about $308,000, or $240 per square foot.

Prices are up +17.8% from a year ago, so sellers still have some momentum. Homes take about 43 days to sell. HUD's fair market rent for a two-bedroom is $1,811 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 33778 — Largo

Pinellas County →refreshed Sep 19, 2026next refresh Oct 19, 2026
Market mood · neutral

The 33778 housing market is currently balanced, with home values showing moderate growth despite broader economic headwinds. Inventory remains tight, which continues to support pricing, though buyers are increasingly cautious regarding interest rates and affordability.

Who this ZIP fits

This ZIP is well-suited for retirees and downsizers due to its large senior population, as well as budget-conscious family buyers seeking access to the Tampa Bay area.

Parent geography
Largo · no city intel reportPinellas County →Florida state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 9.7 km²Water area · 0.5 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$308,000
+17.8% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
43 days
Active listings
142
Listings with price cuts
34%
share of active listings
Sale-to-list ratio
95%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
76
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 17.8% year over year.

75
Liquidity/100

Homes spend a median of 43 days on market with 3.2 months of supply — a fast-moving market.

45
Momentum/100

34% of listings have cut prices · homes sell at 95% of asking — demand is holding steady.

84
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 11.8% — a stable, low-distress profile.

Census trends · population flowsACS 2018-2022 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
16,807

ZCTA 33778, Pinellas County, FL

Area context
Schools & education

Schools serving the area are part of the Pinellas County School District, which maintains a diverse range of public educational options.

Environmental & hazard

The area is subject to Florida's regional climate risks, including hurricane and wind exposure, necessitating standard flood and hazard insurance coverage.

Growth & development

The area benefits from its proximity to the broader Tampa-St. Petersburg-Clearwater economic corridor, with steady demand for residential housing.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.

Transportation & commute

Residents have access to major thoroughfares like US-19, providing connectivity to employment hubs in Largo, Clearwater, and St. Petersburg.

Recreation & amenities

The ZIP features proximity to local parks and is within a short drive of the Gulf Coast beaches and various shopping centers in Largo.

Rental market

The rental market is characterized by steady demand, with median rents reflecting the broader Pinellas County cost-of-living trends.

Economy & employers

The local economy is anchored by the broader Pinellas County service, healthcare, and tourism sectors.

Transportation & infrastructure

The area is served by Pinellas Suncoast Transit Authority (PSTA) bus routes and major arterial roads.

Development pipeline

Development is primarily focused on infill residential projects and commercial revitalization along major corridors.

County appraisal district

The Pinellas County Property Appraiser manages assessments based on market value, subject to Florida's Save Our Homes assessment caps.

Special districts

Parcels are subject to Pinellas County School District taxes and various municipal service taxing units.

Insurance & hazard market

Property insurance premiums in this region are influenced by state-wide windstorm risk and the availability of Citizens Property Insurance Corporation.

Discovery profileACS 2018-2022 5-year estimates
Census profile · ZCTA 33778, Pinellas County, FL
Population
16,807
Median age
51.2 yrs
Owner-occupancy
78.4%
Median home value
$267,800
Median gross rent
$1,250
Median household income
$63,633
Median year built
1978
Vacancy rate
13.5%
Renter share
21.6%
Owner cost burden
24.5%
Renter cost burden
42.1%
Population change
+0.5%
Net migration
0
Work-from-home share
12.4%
Mean commute
26.8 min
Bachelor's or higher
28.2%
Unemployment
3.8%
Poverty rate
11.8%
Avg household size
2.1
White
88.5%
Hispanic
6.2%
Black
1.8%
Other
3.5%

Data retrieved from data.census.gov ZCTA 33778 profile.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Seminole High SchoolHighBPinellas County SchoolsServes the broader Seminole/Largo area.
School districts
Pinellas County SchoolsBLarge district serving the entire county.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Water/SewerCity of LargoMunicipal utility service.
Major employers & industries
Pinellas County GovernmentPublic AdministrationMajor regional employer.
Major amenities · ZIP 33778
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
15 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
18 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
18 · 20 mi
Shopping & dining districts
6 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Pinellas Trail
Trail

A major regional multi-use trail system that provides recreational access across the county.

Sources · 7 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.