The story of this market
The typical home in ZIP 34949 sells for about $369,167, or $243 per square foot.
Prices are down 4% from a year ago, which gives buyers more room to negotiate. Homes take about 70 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,769 a month.
ZIP 34949 — Fort Pierce
The 34949 housing market is currently experiencing a cooling phase with a year-over-year price decline of 4.0%. High inventory levels and a balanced market environment are providing buyers with more leverage, though high insurance costs and interest rates continue to influence activity.
This ZIP is ideal for retirees and seasonal residents seeking coastal living, as well as investors targeting the high-demand vacation rental market.
Median prices moved down 4.0% year over year.
Homes spend a median of 70 days on market with 4.1 months of supply — a balanced-paced market.
18% of listings have cut prices · homes sell at 95% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.7% · poverty 8.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 34949, St Lucie County FL
The area faces significant wind and flood exposure typical of coastal Florida, impacting insurance availability and premiums.
Development is primarily focused on coastal residential and recreational infrastructure with limited large-scale industrial expansion.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Commutes are primarily car-dependent, with access to major regional employment hubs in Fort Pierce and Port St. Lucie via coastal arterial roads.
The area features extensive access to Atlantic beaches, coastal parks, and water-based recreation, with local shopping and dining concentrated along the barrier island corridor.
The rental market is characterized by high demand for seasonal and coastal properties, with rents reflecting the premium location.
The local economy is driven by tourism, hospitality, and services supporting the coastal residential population.
Transportation relies on regional highway corridors connecting the barrier island to the mainland.
Development is constrained by coastal geography and environmental regulations.
The St. Lucie County Property Appraiser manages assessments based on market value and state-mandated caps.
Parcels are subject to St. Lucie County school and municipal tax districts.
Property insurance premiums are high due to hurricane and flood risk, with many residents relying on the state-backed insurer of last resort.
Data retrieved from US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Urban Air Trampoline and Adventure Park4.411.1 mi
- Children's Museum of the Treasure Coast4.517.4 mi
- Sky Zone Trampoline Park4.511.6 mi
- Elev8 Fun4.515.6 mi
- Chuck E. Cheese415.9 mi
- Clover Park4.611.3 mi
- Conchy Joe's Seafood4.315.3 mi
- Hutchinson Shores Resort & Spa4.616.1 mi
- Waterfront4.718.4 mi
- St Lucie County Fair4.512.7 mi
- McKee Botanical Garden4.711 mi
- The National Navy UDT-SEAL Museum4.82.2 mi
- Fort Pierce Inlet State Park4.71.5 mi
- South Beach Park4.812.1 mi
- AMC Port St Lucie 143.512.2 mi
- The National Navy UDT-SEAL Museum4.82.2 mi
- Jackie Robinson Training Complex4.614.6 mi
- Elliott Museum4.718.9 mi
- Children's Museum of the Treasure Coast4.517.4 mi
- Vero Beach Museum of Art4.713.5 mi
- McKee Botanical Garden4.711 mi
- Fort Pierce Inlet State Park4.71.5 mi
- South Beach Park4.812.1 mi
- Jetty Park4.70.9 mi
- Sportsman's Park4.510.4 mi
- Fort Pierce City Marina4.51.4 mi
- Causeway Cove4.60.7 mi
- Quail Valley River Club4.813 mi
- The Moorings Yacht & Country Club4.89.5 mi
- Safe Harbor Harbortown4.52.7 mi
- Fairwinds Golf Course4.44.3 mi
- Gator Trace Golf & Country Club4.65.4 mi
- The Champion Turf Club at St. James4.28.2 mi
- Ocean Village4.61.9 mi
- Island Pines Golf Club3.96.9 mi
- Publix Super Market at Sabal Palm Plaza4.53.1 mi
- Publix Super Market at Shoppes of St. Lucie West4.511.4 mi
- Publix Super Market at Taylor Creek Commons4.41.9 mi
- Sprouts Farmers Market4.512.1 mi
- Nelson Family Farms4.76.4 mi
- Vero Beach Regional Airport4.314.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Public access points along the barrier island.
Various local parks providing green space and water access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.