Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 34953 — Port St. Lucie
The 34953 housing market is currently a buyer's opportunity, characterized by a decline in median sale prices and an increase in supply. High interest rates and insurance costs are cooling demand, leading to longer days on market and a higher share of price cuts. The market is adjusting to a more balanced state after a period of rapid growth.
This ZIP is well-suited for family buyers and commuters seeking relatively affordable housing compared to coastal hubs, though investors should note the current buyer's market conditions.
Median prices moved down 4.6% year over year.
Homes spend a median of 61 days on market with 4.8 months of supply — a balanced-paced market.
26% of listings have cut prices · homes sell at 93.8% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.9% · poverty 8.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 34953, St. Lucie County, FL
Public schools in the area are generally characterized by moderate performance ratings within the St. Lucie Public Schools district.
The area faces significant wind and flood risks typical of Florida's Atlantic coast, leading to high property insurance premiums and market sensitivity.
Economic momentum is driven by residential expansion and service-sector growth, with ongoing infrastructure projects supporting the city's status as a major regional hub.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Residents primarily rely on personal vehicles for commuting, with major access via I-95 and the Florida Turnpike connecting to regional employment centers.
The area features access to local parks, golf courses, and proximity to the St. Lucie River, with retail and dining concentrated along major arterial roads.
The rental market is active but experiencing a cooling trend in pricing, with moderate vacancy pressure as supply levels stabilize.
The local economy is anchored by healthcare, education, and retail sectors, with significant employment provided by the St. Lucie County School District and regional medical centers.
Transportation is dominated by highway corridors including I-95 and the Florida Turnpike, with limited public transit options available.
Ongoing residential development continues in the western portions of the city, with infrastructure upgrades planned to accommodate population growth.
The St. Lucie County Property Appraiser manages assessments, utilizing mass appraisal techniques to determine just value for tax purposes.
Parcels are subject to various special districts, including school, water management, and municipal service taxing units.
Property insurance remains a critical factor due to hurricane exposure, with rising premiums impacting overall housing affordability.
Data retrieved from US Census Bureau and US News Real Estate profiles.
Provides recreational boating and fishing opportunities.
Multiple public and private courses serve the area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
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Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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