The story of this market
The typical home in ZIP 34981 sells for about $400,000, or $231 per square foot.
Prices are down 1.5% from a year ago, which gives buyers more room to negotiate. Homes take about 53 days to sell. HUD's fair market rent for a two-bedroom is $1,304 a month.
ZIP 34981 — Fort Pierce
The housing market in the 34981 area is currently balanced, with median prices hovering around $400,000 and a moderate supply of inventory. While year-over-year price growth has softened, the market remains stable due to consistent demand and regional economic growth in the Port St. Lucie area. Buyers are finding more negotiation room as days on market have increased slightly compared to previous periods.
This ZIP code is well-suited for families and retirees seeking a suburban lifestyle with access to coastal amenities and relatively affordable housing compared to South Florida's major urban centers.
Median prices moved down 1.5% year over year.
Homes spend a median of 53 days on market with 5.8 months of supply — a balanced-paced market.
18% of listings have cut prices · homes sell at 94.6% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 17.5% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 34981, St. Lucie County, FL
Not determinable at the ZIP level; city-wide trends in Port St. Lucie generally reflect moderate suburban safety profiles compared to larger Florida metropolitan areas.
Schools serving the area are part of the St. Lucie Public Schools district, which maintains a mix of ratings; specific school quality varies by individual campus performance.
The area is subject to Florida's coastal wind and hurricane risk profiles, necessitating standard windstorm insurance coverage and adherence to modern building codes.
The region benefits from ongoing residential development and infrastructure expansion within the Port St. Lucie metropolitan area, supported by a growing service and healthcare employment base.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Residents typically rely on personal vehicles for commuting, with access to I-95 and Florida's Turnpike providing regional connectivity to employment hubs.
The area features access to local parks, golf courses, and proximity to the St. Lucie River and Atlantic coastal amenities within a short drive.
The rental market is active with a median asking rent of $2,572, reflecting a balanced supply-demand dynamic in the broader Port St. Lucie market.
The local economy is anchored by healthcare, retail, and professional services, with significant momentum driven by the continued population growth of the Port St. Lucie MSA.
Transportation is primarily highway-dependent, utilizing I-95 and the Florida Turnpike as the main arteries for regional transit.
Ongoing residential and mixed-use development projects continue to expand the housing stock and commercial footprint within the Port St. Lucie area.
The St. Lucie County Property Appraiser manages assessments, ensuring properties are valued at market rates for tax purposes.
Parcels are subject to standard county, city, and school district taxes, with potential for specific utility or community development district assessments.
Property insurance premiums in the region are influenced by Florida's statewide coastal hazard exposure and market-wide rate adjustments.
Data retrieved from data.census.gov for ZCTA 34981.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Sailfish Splash Waterpark4.417.9 mi
- Urban Air Trampoline and Adventure Park4.47.8 mi
- Children's Museum of the Treasure Coast4.515.4 mi
- Sky Zone Trampoline Park4.55.6 mi
- Elev8 Fun4.512.5 mi
- Clover Park4.65.4 mi
- Conchy Joe's Seafood4.313.3 mi
- Hutchinson Shores Resort & Spa4.614.8 mi
- Waterfront4.715.4 mi
- St Lucie County Fair4.57.2 mi
- The National Navy UDT-SEAL Museum4.88 mi
- Fort Pierce Inlet State Park4.77.2 mi
- Dave & Buster's Port St. Lucie4.69.9 mi
- Port St. Lucie Botanical Gardens4.79.4 mi
- AMC Port St Lucie 143.56.3 mi
- The National Navy UDT-SEAL Museum4.88 mi
- Jackie Robinson Training Complex4.617.3 mi
- Elliott Museum4.717.4 mi
- Children's Museum of the Treasure Coast4.515.4 mi
- Vero Beach Museum of Art4.717.4 mi
- Fort Pierce Inlet State Park4.77.2 mi
- Port St. Lucie Botanical Gardens4.79.4 mi
- Jetty Park4.77 mi
- Whispering Pines Park4.610.6 mi
- Sportsman's Park4.55.6 mi
- Fort Pierce City Marina4.54.7 mi
- Causeway Cove4.65.5 mi
- Quail Valley River Club4.817.1 mi
- The Moorings Yacht & Country Club4.813.9 mi
- Safe Harbor Harbortown4.55 mi
- PGA Golf Club at PGA Village4.37.1 mi
- The Saints at Port St. Lucie Golf Course4.110.2 mi
- Fairwinds Golf Course4.47.4 mi
- Gator Trace Golf & Country Club4.63.6 mi
- The Champion Turf Club at St. James4.22.7 mi
- Treasure Coast Square4.312.3 mi
- Publix Super Market at Sabal Palm Plaza4.53.2 mi
- Publix Super Market at Shoppes of St. Lucie West4.55.7 mi
- Publix Super Market at Tradition Square4.59.7 mi
- Publix Super Market at Darwin Square4.510.4 mi
- Vero Beach Regional Airport4.317.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides significant recreational opportunities including boating and fishing.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.