LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 34981 sells for about $400,000, or $231 per square foot.

Prices are down 1.5% from a year ago, which gives buyers more room to negotiate. Homes take about 53 days to sell. HUD's fair market rent for a two-bedroom is $1,304 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 34981 — Fort Pierce

St. Lucie County →Port St. Lucie marketrefreshed Sep 17, 2026next refresh Oct 17, 2026
Market mood · neutral

The housing market in the 34981 area is currently balanced, with median prices hovering around $400,000 and a moderate supply of inventory. While year-over-year price growth has softened, the market remains stable due to consistent demand and regional economic growth in the Port St. Lucie area. Buyers are finding more negotiation room as days on market have increased slightly compared to previous periods.

Who this ZIP fits

This ZIP code is well-suited for families and retirees seeking a suburban lifestyle with access to coastal amenities and relatively affordable housing compared to South Florida's major urban centers.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 27.9 km²Water area · 0 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$400,000
-1.5% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
53 days
Active listings
4,094
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
94.6%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
58
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
43
Growth/100

Median prices moved down 1.5% year over year.

55
Liquidity/100

Homes spend a median of 53 days on market with 5.8 months of supply — a balanced-paced market.

57
Momentum/100

18% of listings have cut prices · homes sell at 94.6% of asking — demand is holding steady.

78
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 17.5% — a stable, low-distress profile.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
5,031

ZCTA 34981, St. Lucie County, FL

Area context
Crime & safety

Not determinable at the ZIP level; city-wide trends in Port St. Lucie generally reflect moderate suburban safety profiles compared to larger Florida metropolitan areas.

Schools & education

Schools serving the area are part of the St. Lucie Public Schools district, which maintains a mix of ratings; specific school quality varies by individual campus performance.

Environmental & hazard

The area is subject to Florida's coastal wind and hurricane risk profiles, necessitating standard windstorm insurance coverage and adherence to modern building codes.

Growth & development

The region benefits from ongoing residential development and infrastructure expansion within the Port St. Lucie metropolitan area, supported by a growing service and healthcare employment base.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.

Transportation & commute

Residents typically rely on personal vehicles for commuting, with access to I-95 and Florida's Turnpike providing regional connectivity to employment hubs.

Recreation & amenities

The area features access to local parks, golf courses, and proximity to the St. Lucie River and Atlantic coastal amenities within a short drive.

Rental market

The rental market is active with a median asking rent of $2,572, reflecting a balanced supply-demand dynamic in the broader Port St. Lucie market.

Economy & employers

The local economy is anchored by healthcare, retail, and professional services, with significant momentum driven by the continued population growth of the Port St. Lucie MSA.

Transportation & infrastructure

Transportation is primarily highway-dependent, utilizing I-95 and the Florida Turnpike as the main arteries for regional transit.

Development pipeline

Ongoing residential and mixed-use development projects continue to expand the housing stock and commercial footprint within the Port St. Lucie area.

County appraisal district

The St. Lucie County Property Appraiser manages assessments, ensuring properties are valued at market rates for tax purposes.

Special districts

Parcels are subject to standard county, city, and school district taxes, with potential for specific utility or community development district assessments.

Insurance & hazard market

Property insurance premiums in the region are influenced by Florida's statewide coastal hazard exposure and market-wide rate adjustments.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 34981, St. Lucie County, FL
Population
5,031
Median age
32.7 yrs
Owner-occupancy
89.1%
Median home value
$369,100
Median gross rent
$1,450
Median household income
$64,052
Median year built
1999
Vacancy rate
10.9%
Renter share
10.9%
Owner cost burden
22%
Renter cost burden
35%
Population change
+0.5%
Net migration
0
Work-from-home share
12%
Mean commute
28.5 min
Bachelor's or higher
24%
Unemployment
3.5%
Poverty rate
17.5%
Avg household size
2.6
White
85%
Hispanic or Latino
8%
Black or African American
4%
Other
3%

Data retrieved from data.census.gov for ZCTA 34981.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

St. Lucie West K-8Elementary/MiddleBSt. Lucie Public SchoolsPrevailing school serving the local residential area.
School districts
St. Lucie Public SchoolsBDistrict-wide accountability rating.
Utilities & services
ElectricFlorida Power & LightPrimary provider for the region.
Water/SewerCity of Port St. Lucie Utility SystemsMunicipal service provider.
Major employers & industries
Cleveland Clinic Tradition HospitalHealthcareMajor regional employer.
Major amenities · ZIP 34981
Theme, amusement & water parks
8 · 20 mi
Entertainment venues, stadiums & amphitheaters
15 · 20 mi
Museums, galleries & history
16 · 20 mi
Parks, trails & nature
19 · 13 mi
Lakes, marinas & beaches
12 · 20 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
St. Lucie River
Waterfront

Provides significant recreational opportunities including boating and fishing.

Sources · 6 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.