LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$290K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$435K+0.5%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$396K+8.6%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$326K+1.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$286K+0.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$500K-2.9%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$465K+2.1%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-3.8%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$879K-1.1%|Tarrant County · TXMedian List$375K+1.8%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$290K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$435K+0.5%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$396K+8.6%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$326K+1.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$286K+0.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$500K-2.9%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$465K+2.1%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-3.8%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$879K-1.1%|Tarrant County · TXMedian List$375K+1.8%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope
ARED ScoreMarket grade · ZIP
as of Sep 21, 2026
C+
-10 / ±100
neutral
−1000+100
Reason codes · heaviest factors
PM
Price momentum
-1.5% YoY median
-50
IS
Inventory & supply
4.1 months of supply
+50
SL
Sale-to-list ratio
94.6% sale-to-list
-50

Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 34984 — Port St. Lucie

St. Lucie County →Port St. Lucie marketrefreshed Sep 21, 2026next refresh Oct 21, 2026
Market mood · neutral

The housing market in 34984 is currently balanced, characterized by a median sale price of approximately $400,000 and moderate inventory levels. While year-over-year prices have seen a slight decline, the market remains stable with homes selling in about 53 to 58 days. Buyers are currently exercising caution, leading to a market that favors neither sellers nor buyers exclusively.

Who this ZIP fits

This ZIP is suitable for family buyers and long-term residents seeking suburban living, though investors should exercise caution due to current market fundamentals.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 25.4 km²Water area · 0.6 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$394,564
-1.5% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
53 days
Active listings
2,977
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
94.6%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
59
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
43
Growth/100

Median prices moved down 1.5% year over year.

65
Liquidity/100

Homes spend a median of 53 days on market with 4.1 months of supply — a fast-moving market.

57
Momentum/100

18% of listings have cut prices · homes sell at 94.6% of asking — demand is holding steady.

72
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.4% · poverty 14.4% — a stable, low-distress profile.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
20,151

ZCTA 34984, St. Lucie County, Florida

Area context
Environmental & hazard

The area faces standard Florida coastal wind and flood risks, with insurance premiums reflecting regional climate exposure.

Growth & development

Development is driven by residential expansion in master-planned communities, with infrastructure projects focused on supporting the growing population in St. Lucie County.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.

Transportation & commute

Residents primarily rely on personal vehicles for commuting, with access to major regional corridors like I-95 and the Florida Turnpike for travel toward employment hubs.

Recreation & amenities

The area features access to local parks, golf courses, and proximity to the St. Lucie River and Atlantic coast beaches for outdoor recreation.

Rental market

The rental market is active but requires careful management due to slower price appreciation and elevated overhead costs for investors.

Economy & employers

The local economy is anchored by healthcare, retail, and professional services, with significant momentum from regional population growth.

Transportation & infrastructure

Transportation is dominated by highway access via I-95 and the Florida Turnpike, with limited public transit options.

Development pipeline

Ongoing development of residential subdivisions and mixed-use projects continues to shape the landscape of the Port St. Lucie area.

County appraisal district

The St. Lucie County Property Appraiser manages assessments based on market value, subject to Florida's Save Our Homes assessment caps.

Special districts

Parcels may be subject to special assessments for community development districts (CDDs) or municipal service taxing units (MSTUs).

Insurance & hazard market

Property insurance remains a critical factor in the region, with premiums influenced by hurricane risk and state-wide market conditions.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 34984, St. Lucie County, Florida
Population
20,151
Median age
44 yrs
Owner-occupancy
84.1%
Median home value
$394,564
Median gross rent
$2,360
Median household income
$74,976
Median year built
1998
Vacancy rate
5.2%
Renter share
15.9%
Owner cost burden
28.5%
Renter cost burden
42.1%
Population change
+1.2%
Net migration
0
Work-from-home share
12.4%
Mean commute
32.5 min
Bachelor's or higher
28.9%
Unemployment
6.4%
Poverty rate
14.4%
Avg household size
2.65
White
68.2%
Black or African American
15.4%
Hispanic or Latino
12.8%
Other
3.6%

Data retrieved from census.gov ZCTA profiles and local market reports.

School districts
St. Lucie Public SchoolsBServes the majority of the county with a focus on expanding vocational and magnet programs.
Utilities & services
ElectricFlorida Power & LightPrimary provider for the region.
Water/SewerCity of Port St. Lucie Utility SystemsMunicipal water and wastewater services.
Major employers & industries
St. Lucie Public SchoolsEducationMajor regional employer.
Cleveland Clinic Tradition HospitalHealthcareSignificant regional healthcare anchor.
Amenities & attractions1 retained amenity
Inside this ZIP
St. Lucie River
Waterfront

Provides significant recreational opportunities including boating and fishing.

Sources · 10 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

Market signals — layered trendsZIP 34984 · 8 charts · one line per tier in the chain

Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.

Assessed-value momentum — YoY
county-assessed values · 5-yr historical · 1-yr forecast at the trailing 3-read mean · no-roll-up tiers: own refresh series
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — dollar levels
raw district CAD assessed levels · 5-yr historical · 1-yr forecast · property mix varies with coverage
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — indexed trajectory
YoY-chained index · base 100 at each line's first charted year · 5-yr historical · 1-yr forecast
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Comp sales — month over month
nearby comp sales vs the assessed anchor · 5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Active inventory — month over month
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Liquidity velocity — days on market
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Price-cut share
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Foreclosure presence
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.

Foreclosure ledger Investor tier

Unlocked in the Investor tier

Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.

Upgrade to Investor — $249/mo