The story of this market
The typical home in ZIP 35054 sells for about $247,000, or $145 per square foot.
Prices are up +1.4% from a year ago, so sellers still have some momentum. Homes take about 55 days to sell. HUD's fair market rent for a two-bedroom is $1,064 a month.
ZIP 35054
The 35054 housing market is currently stable, with a median home price of $247,000 and a measured balance between inventory and demand. Market activity is driven by its appeal as a waterfront residential area, though the pace of sales has slowed slightly compared to previous quarters. Buyers and sellers are currently operating in a steady, predictable environment.
This ZIP is ideal for families and retirees seeking a relaxed, waterfront lifestyle with convenient access to Birmingham, as well as investors interested in the lake-adjacent rental market.
Median prices moved up 1.4% year over year.
Homes spend a median of 55 days on market with 4.2 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.1% · poverty 11.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 35054, St. Clair County, AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools serving the area are primarily managed by the Pell City School System, which generally maintains moderate performance ratings within the regional context.
The area is subject to standard Alabama climate risks, including severe thunderstorms and potential wind damage; flood risk is localized near Logan Martin Lake.
Economic momentum is driven by proximity to the Birmingham metro area and local recreational development around Logan Martin Lake, with steady residential growth.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Current Use Valuation: Allows property to be taxed based on its current use value rather than fair market value, potentially reducing the tax burden. Conversion to a non-qualified use triggers revaluation and potential back-tax liability. State (Alabama) — Class III Residential Property Tax Assessment: Property is assessed at 10% of its fair market value. The tax liability is calculated by multiplying the assessed value by the local millage rate. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Class 3 Residential Property Tax Assessment: Residential property is classified as Class 3 and assessed at 10 percent of its fair market value. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala.
Commuting is primarily car-dependent, with residents typically driving to employment hubs in Pell City or the greater Birmingham metropolitan area via I-20.
The area is defined by its proximity to Logan Martin Lake, offering extensive boating, fishing, and waterfront recreation, alongside local parks and community-focused shopping in nearby Pell City.
The rental market is characterized by low vacancy pressure and a mix of long-term residential leases and seasonal lake-front rentals.
The local economy is supported by retail, services, and manufacturing in the Pell City area, with many residents commuting to the Birmingham metro for professional employment.
Transportation is almost exclusively via private vehicle, with I-20 serving as the primary artery for regional connectivity.
Development is focused on residential infill and lake-oriented recreational infrastructure.
The St. Clair County Revenue Commissioner manages property assessments based on annual market value updates.
Parcels are served by the Pell City School System and standard county utility districts.
Property insurance premiums are influenced by regional wind and hail exposure common to Central Alabama.
Data retrieved from Census Reporter and data.census.gov ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Majestic Caverns4.414.2 mi
- Spare Time Trussville4.419.2 mi
- Trussville Playstation4.118 mi
- Urban Air Trampoline and Adventure Park4.319.3 mi
- Pump It Up Trussville Kids Birthdays and More!4.617 mi
- Talladega Superspeedway4.815.4 mi
- Barber Motorsports Park4.916.6 mi
- Birmingham Race Course Casino3.719.7 mi
- Spare Time Trussville4.419.2 mi
- Trussville Playstation4.118 mi
- Pell City PREMIERE LUX Cine, Bowl & Pizza Pub4.67.8 mi
- Lakeside Park4.74.5 mi
- Kymulga Grist Mill Park4.712.1 mi
- Mustang Museum of America4.912.3 mi
- Lookout4.612.5 mi
- Barber Motorsports Park4.916.6 mi
- Barber Vintage Motorsports Museum4.916.6 mi
- Majestic Caverns4.414.2 mi
- International Motorsports Hall of Fame4.715.5 mi
- Mustang Museum of America4.912.3 mi
- Lakeside Park4.74.5 mi
- Kymulga Grist Mill Park4.712.1 mi
- Pell City Civic Center4.54.6 mi
- Logan Martin Lake Park4.65.6 mi
- Moody City Park4.611.2 mi
- River's Edge Marina4.81.5 mi
- Poor House Branch Marina3.98.3 mi
- Riverside Landing4.49.8 mi
- Sundance Marina4.62.1 mi
- Alpine Bay Golf Club4.15.4 mi
- Publix Super Market at South Park Center4.65.2 mi
- Publix Super Market4.611.8 mi
- Highway 77 Fish Market Restaurant LLC4.712.5 mi
- Dollar General4.20.8 mi
- Dollar General4.24.3 mi
- Birmingham-Shuttlesworth International Airport4.324.9 mi
- Birmingham Airport Authority4.624.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major reservoir providing extensive boating, fishing, and recreational access.
A community park offering walking trails, picnic areas, and lake access.
Key-figure check: median price corroborated by the published ten-year series (2024) (within 12.5%).