The story of this market
The typical home in ZIP 35083 sells for about $245,000, or $142 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $1,058 a month.
ZIP 35083 — Holly Pond
The housing market in 35083 remains stable with modest price appreciation driven by limited inventory and steady demand for affordable rural housing. Sales volume is low, reflecting a quiet market where buyers are sensitive to interest rates and commute times. Overall, the area serves as a cost-effective alternative to more expensive urban centers in the region.
This ZIP is best suited for families and individuals seeking affordable, rural living who are comfortable with a longer commute to major employment centers.
Median prices moved up 3.2% year over year.
Homes spend a median of 48 days on market with 6.5 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 9.1% · poverty 20.4% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 35083, Cullman County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools serving the area are primarily managed by the Cullman County School District, which generally maintains a stable, rural-focused academic environment.
The area is subject to standard regional risks including severe thunderstorms and occasional tornado activity; flood risk is localized to specific low-lying drainage areas.
Economic momentum is driven by the broader Cullman County industrial and agricultural base, with steady but modest residential development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Current Use Valuation: Allows property to be taxed based on its current use value rather than fair market value, potentially reducing the tax burden. Conversion to a non-qualified use triggers revaluation and potential back-tax liability. State (Alabama) — Class III Residential Property Tax Assessment: Property is assessed at 10% of its fair market value. The tax liability is calculated by multiplying the assessed value by the local millage rate. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Class 3 Residential Property Tax Assessment: Residential property is classified as Class 3 and assessed at 10 percent of its fair market value. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala.
Commutes are primarily car-dependent, with residents typically driving 30 minutes to reach employment hubs in Cullman or surrounding industrial corridors.
The area offers access to rural outdoor activities, including proximity to local parks and the natural landscapes of Cullman County, with limited immediate commercial shopping.
The rental market is characterized by low inventory and modest demand, primarily serving local workers and families seeking affordable housing options.
The local economy is anchored by manufacturing, agriculture, and logistics operations within Cullman County.
Transportation is almost exclusively via private vehicle, utilizing state and county road networks to connect to the I-65 corridor.
Development is primarily focused on low-density residential expansion and small-scale commercial improvements.
The Cullman County Revenue Commissioner manages property assessments, utilizing a 10% assessment rate for residential parcels.
Parcels are subject to Cullman County school and general fund millage rates, with no significant MUD/PID presence.
Property insurance premiums are influenced by regional weather patterns, including wind and hail exposure common in North Alabama.
Data retrieved from Census Reporter and IncomeByZipCode profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides access to regional outdoor recreation and green space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.