The story of this market
The typical home in ZIP 35128 sells for about $230,000, or $185 per square foot.
Prices are up +6.9% from a year ago, so sellers still have some momentum. Homes take about 96 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,246 a month.
ZIP 35128 — Pell City
The 35128 housing market shows steady appreciation with a median price of $433,000, reflecting a low-competition environment. Growth is supported by its appeal as a lake-adjacent residential area with reasonable commute times to Birmingham. While inventory remains stable, the market is characterized by a high owner-occupancy rate and consistent demand for single-family homes.
This ZIP is well-suited for families and commuters seeking a balance between lakefront lifestyle amenities and access to the Birmingham metro area.
Median prices moved up 6.9% year over year.
Homes spend a median of 96 days on market with 3.2 months of supply — a balanced-paced market.
18% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.2% · poverty 10.9% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 35128, St. Clair County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools in the area are generally served by the Pell City School District, which maintains a standard regional profile for public education.
The area is subject to standard Alabama weather risks, including severe thunderstorms and potential wind damage; flood risk is localized near Logan Martin Lake.
Economic momentum is driven by proximity to the Birmingham metro area and local industrial/retail development in Pell City.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Current Use Valuation: Allows property to be taxed based on its current use value rather than fair market value, potentially reducing the tax burden. Conversion to a non-qualified use triggers revaluation and potential back-tax liability. State (Alabama) — Class III Residential Property Tax Assessment: Property is assessed at 10% of its fair market value. The tax liability is calculated by multiplying the assessed value by the local millage rate. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Class 3 Residential Property Tax Assessment: Residential property is classified as Class 3 and assessed at 10 percent of its fair market value. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala.
Commuters primarily utilize I-20 for access to the Birmingham employment core, with typical drive times ranging from 30 to 45 minutes.
The area is anchored by Logan Martin Lake, offering extensive boating, fishing, and waterfront recreation, alongside local parks and community shopping centers.
The rental market is characterized by moderate demand with a significant portion of inventory consisting of single-family homes and 2-bedroom apartments.
The local economy is supported by retail, manufacturing, and service industries, with many residents commuting to the broader Birmingham-Hoover metropolitan area.
The area is primarily served by I-20, which provides the main transit corridor for regional connectivity.
Development is focused on residential expansion and commercial retail growth along the I-20 corridor.
St. Clair County Central Appraisal District manages property assessments with a focus on market-value adjustments.
Parcels are subject to standard county and municipal tax levies; specific utility districts manage water and sewer services.
Property insurance premiums are influenced by regional weather patterns, including wind and storm exposure common in Central Alabama.
Data retrieved from US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Majestic Caverns4.418.9 mi
- Sky Zone Trampoline Park4.515.8 mi
- K1 Speed Birmingham4.714.6 mi
- Spare Time Trussville4.412.3 mi
- Trussville Playstation4.111.1 mi
- Barber Motorsports Park4.910.1 mi
- Birmingham Race Course Casino3.712.9 mi
- Avondale Brewing Company4.519.4 mi
- Sky Zone Trampoline Park4.515.8 mi
- Culinary Dropout4.418.1 mi
- Barber Vintage Motorsports Museum4.910.1 mi
- Spare Time Trussville4.412.3 mi
- Regal Trussville4.312.8 mi
- Pell City PREMIERE LUX Cine, Bowl & Pizza Pub4.610.7 mi
- Urban Air Trampoline and Adventure Park4.312.4 mi
- Barber Motorsports Park4.910.1 mi
- Barber Vintage Motorsports Museum4.910.1 mi
- Majestic Caverns4.418.9 mi
- Liberty Park4.516 mi
- Southern Museum of Flight4.717.3 mi
- The Backyard with Neighbors Brew & Pies and Saw's BBQ Leeds49.1 mi
- Lakeside Park4.79.9 mi
- Leeds Memorial Park4.77 mi
- Pell City Civic Center4.59.8 mi
- Logan Martin Lake Park4.610.5 mi
- River's Edge Marina4.88 mi
- Poor House Branch Marina3.914.6 mi
- Riverside Landing4.414.2 mi
- Sundance Marina4.69 mi
- Alpine Bay Golf Club4.111.3 mi
- The Golffice4.912 mi
- The Shops of Grand River4.59.1 mi
- Publix Super Market at The Shoppes at Deerfoot4.610.5 mi
- Publix Super Market at South Park Center4.610 mi
- Publix Super Market4.64.9 mi
- T.J. Maxx4.312.2 mi
- Birmingham-Shuttlesworth International Airport4.318.2 mi
- Birmingham Airport Authority4.618.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major reservoir providing extensive recreational boating and fishing opportunities.
A community park featuring lake access and event spaces.
Key-figure check: median price diverges 88.3% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Research outlier held out — this pass returned a median of $433,000 (88.3% off the retained reading), contradicting every independent anchor; the prior reading stands pending corroboration. Validation: the flagged $433,000 (+88.3% vs the published ten-year series (2025)) could not be independently corroborated and was reverted to the prior cycle value pending review; the case is under review in the Command Center.