The story of this market
The typical home in ZIP 35490 sells for about $207,000, or $182 per square foot.
Prices are up +6.9% from a year ago, so sellers still have some momentum. Homes take about 63 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,217 a month.
ZIP 35490 — Vance
The 35490 ZIP code presents a lower-cost housing market with a median price near $207,000. While the broader Tuscaloosa County market has seen price appreciation of 6.9% year-over-year, this specific area remains a value-oriented segment that requires careful investor diligence to ensure profitability.
This ZIP is suited for investors seeking a low-basis entry point, though it requires careful due diligence to ensure the property meets cash-flow requirements.
Median prices moved up 6.9% year over year.
Homes spend a median of 63 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.9% · poverty 6.6% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 35490, Tuscaloosa County, AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area benefits from proximity to the broader Tuscaloosa regional economy, though the specific ZIP has not fully absorbed the growth seen in surrounding areas.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Current Use Valuation: Allows property to be taxed based on its current use value rather than fair market value, potentially reducing the tax burden. Conversion to a non-qualified use triggers revaluation and potential back-tax liability. State (Alabama) — Class III Residential Property Tax Assessment: Property is assessed at 10% of its fair market value. The tax liability is calculated by multiplying the assessed value by the local millage rate. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Class 3 Residential Property Tax Assessment: Residential property is classified as Class 3 and assessed at 10 percent of its fair market value. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala.
The rental market requires careful diligence to ensure cash flow, with the area presenting a lower-cost entry point compared to the broader region.
The local economy is tied to the broader Tuscaloosa County industrial and commercial base.
Data not available in current ACS 5-year profiles for this specific ZCTA.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.