The story of this market
The typical home in ZIP 35645 sells for about $325,000, or $168 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 58 days to sell. HUD's fair market rent for a two-bedroom is $1,047 a month.
ZIP 35645 — Killen
The Killen housing market remains stable with steady demand for single-family homes, supported by the broader economic growth of the Shoals region. While inventory levels have increased slightly, the market maintains a balanced pace with consistent year-over-year price appreciation.
This ZIP is ideal for families and professionals seeking a quiet, suburban-to-rural lifestyle with easy access to the employment and retail amenities of the Florence-Muscle Shoals area.
Median prices moved up 3.2% year over year.
Homes spend a median of 58 days on market with 4.1 months of supply — a fast-moving market.
13% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.5% · poverty 3.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 35645, Lauderdale County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Killen area are generally reported as lower than the national average, with the community maintaining a quiet, rural-suburban character.
Schools serving the area are part of the Lauderdale County School District, which generally receives moderate to high performance ratings for its academic programs.
The area is subject to standard regional risks including severe thunderstorms and occasional tornado activity, typical for North Alabama.
Economic momentum is driven by proximity to the Florence-Muscle Shoals metropolitan area, with employment hubs in manufacturing, healthcare, and education.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Current Use Valuation: Allows property to be taxed based on its current use value rather than fair market value, potentially reducing the tax burden. Conversion to a non-qualified use triggers revaluation and potential back-tax liability. State (Alabama) — Class III Residential Property Tax Assessment: Property is assessed at 10% of its fair market value. The tax liability is calculated by multiplying the assessed value by the local millage rate. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Class 3 Residential Property Tax Assessment: Residential property is classified as Class 3 and assessed at 10 percent of its fair market value. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala.
Residents primarily commute by car to the nearby cities of Florence and Muscle Shoals, with most drives ranging from 15 to 25 minutes.
The area offers significant outdoor recreation, including proximity to Wilson Lake and the Tennessee River, along with local parks and community-focused shopping centers.
The rental market is characterized by low vacancy rates and steady demand from families and professionals working in the Shoals area.
The economy is anchored by the Shoals area's industrial base, including manufacturing, healthcare systems, and the University of North Alabama.
Transportation is heavily reliant on private vehicles, with major access provided by US Highway 72 and local county roads.
Development is primarily focused on low-density residential expansion and small-scale commercial growth along major highway corridors.
Parcels are subject to Lauderdale County property taxes and the Lauderdale County School District levies.
Property insurance premiums are influenced by regional weather patterns, including wind and hail risk common in North Alabama.
Data retrieved from data.census.gov ZCTA 35645 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major reservoir providing boating, fishing, and recreational access.
Large state park offering trails, camping, and golf nearby.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.