The story of this market
The typical home in ZIP 35746 sells for about $190,000, or $115 per square foot.
Prices are up +55.7% from a year ago, so sellers still have some momentum. Homes take about 58 days to sell. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 35746 — Fackler
The housing market in 35746 is characterized by low inventory and significant year-over-year price appreciation, reflecting a tight supply environment. While sales volume remains low, the market is stable with consistent demand for rural residential properties. Growth is limited, and the area remains an affordable option for those working in the surrounding regional hubs.
This ZIP is best suited for those seeking rural living, affordability, and proximity to the natural amenities of Northern Alabama.
Median prices moved up 55.7% year over year.
Homes spend a median of 58 days on market with 7.5 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.9% · poverty 7.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 35746, Jackson County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is subject to standard regional weather risks typical of Northern Alabama, including seasonal storm activity.
The area is a rural community with limited industrial development and infrastructure expansion.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Current Use Valuation: Allows property to be taxed based on its current use value rather than fair market value, potentially reducing the tax burden. Conversion to a non-qualified use triggers revaluation and potential back-tax liability. State (Alabama) — Class III Residential Property Tax Assessment: Property is assessed at 10% of its fair market value. The tax liability is calculated by multiplying the assessed value by the local millage rate. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Class 3 Residential Property Tax Assessment: Residential property is classified as Class 3 and assessed at 10 percent of its fair market value. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala.
Residents typically rely on personal vehicles for commutes to employment centers in the Huntsville metropolitan area.
The area features proximity to natural landscapes and outdoor recreation opportunities typical of the Tennessee Valley region.
The rental market is characterized by low inventory and limited turnover, with demand primarily driven by local workforce needs.
The local economy is primarily supported by agriculture and small-scale local services, with many residents commuting to the broader Huntsville labor market.
The Jackson County Revenue Commissioner manages property assessments and tax collections.
Parcels are served by the Jackson County School District.
Property insurance premiums are influenced by regional exposure to severe weather events common in Northern Alabama.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community green space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.