The story of this market
The typical home in ZIP 35769 sells for about $325,000, or $168 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 52 days to sell. HUD's fair market rent for a two-bedroom is $759 a month.
ZIP 35769 — Scottsboro
The 35769 housing market remains stable with moderate price appreciation driven by limited inventory and steady demand. Buyers are showing resilience despite higher interest rates, while sellers are increasingly adjusting expectations to meet current market conditions.
This ZIP is ideal for families and outdoor enthusiasts who value proximity to Lake Guntersville and a lower cost of living compared to the nearby Huntsville metro area.
Median prices moved up 2.1% year over year.
Homes spend a median of 52 days on market with 4.8 months of supply — a fast-moving market.
19% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.4% · poverty 12.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 35769, Jackson County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Scottsboro area are generally lower than the national average, with property crime being the most frequently reported incident type.
Schools serving the 35769 area are part of the Scottsboro City School District, which maintains a reputation for solid academic performance and community engagement.
The area faces moderate risk from severe thunderstorms and occasional flooding near the Tennessee River, with standard insurance coverage typically available.
Economic momentum is driven by local manufacturing, retail, and proximity to the Huntsville aerospace and technology corridor.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala. Code § 40-8-1 and the Alabama Constitution.
Commuters primarily rely on US-72 for access to Huntsville and other regional employment hubs, with average commute times reflecting a suburban-to-urban flow.
The area features extensive access to Lake Guntersville for boating and fishing, alongside local parks and proximity to the Cathedral Caverns State Park.
The rental market is characterized by stable demand from families and workers, with limited new multifamily supply keeping vacancy rates low.
The economy is anchored by manufacturing, healthcare, and retail, with significant spillover employment from the Huntsville technology sector.
Transportation is heavily dependent on private vehicles, with US-72 serving as the primary arterial highway for regional connectivity.
Development is focused on expanding residential subdivisions and improving commercial infrastructure along the US-72 corridor.
The Jackson County Revenue Commissioner manages property assessments, utilizing a mass appraisal system for annual tax rolls.
Parcels are subject to city and county school taxes, with specific fire and utility district assessments applicable in unincorporated areas.
Property insurance premiums are influenced by regional weather patterns, including tornado and storm risk common to North Alabama.
Alabama has seen consistent net domestic migration gains, particularly in the northern regions driven by economic growth in the Huntsville MSA.
Alabama is a non-judicial foreclosure state, allowing for relatively efficient processing of defaults under the power of sale clause.
Alabama follows a 'caveat emptor' (buyer beware) doctrine, though sellers must disclose known material defects in residential property.
Data retrieved from data.census.gov ZCTA 35769 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Major regional destination for fishing, boating, and recreation.
Central community space with sports facilities and walking trails.
Unique national retail attraction located within the city.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.