The story of this market
The typical home in ZIP 35957 sells for about $221,450, or $135 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $705 a month.
ZIP 35957 — Boaz
The housing market in 35957 remains stable with moderate price appreciation and consistent demand for single-family homes. Inventory levels are relatively tight, supporting a seller-friendly environment, though affordability remains a key factor for local buyers. Growth is steady, driven by the city's role as a regional commercial hub in Marshall County.
This ZIP is well-suited for families and long-term residents seeking an affordable, small-town environment with access to essential services. It is less ideal for those requiring proximity to major urban transit or high-density employment centers.
Median prices moved up 4.2% year over year.
Homes spend a median of 68 days on market with 4.5 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.5% · poverty 18.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 35957, Alabama
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Boaz generally experiences lower crime rates compared to larger metropolitan areas in Alabama, with property crime being the primary concern. Local law enforcement maintains a stable presence, and community safety is considered a priority for the city's administration.
Schools in the Boaz area are primarily served by the Boaz City School District, which is generally regarded as providing a stable educational environment for local families. Performance metrics are consistent with regional averages for similar-sized municipalities in northern Alabama.
The area is subject to standard regional risks, including severe thunderstorms and occasional tornado activity common to northern Alabama. Flood risk is localized to specific low-lying areas near regional creeks, and standard homeowners insurance is readily available.
Economic momentum is driven by local manufacturing, retail, and agricultural support services. The city focuses on infrastructure maintenance and small-business development to sustain its role as a regional hub in Marshall County.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Current Use Valuation: Allows property to be taxed based on its current use value rather than fair market value, potentially reducing the tax burden. Conversion to a non-qualified use triggers revaluation and potential back-tax liability. State (Alabama) — Class III Residential Property Tax Assessment: Property is assessed at 10% of its fair market value. The tax liability is calculated by multiplying the assessed value by the local millage rate. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Class 3 Residential Property Tax Assessment: Residential property is classified as Class 3 and assessed at 10 percent of its fair market value. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala.
Residents primarily rely on personal vehicles for commuting, with access to U.S. Highway 431 serving as the main artery for travel toward Gadsden or Huntsville. Public transit options are extremely limited, making the area car-dependent for employment access.
The city offers local parks such as Boaz City Park, which provides sports facilities and walking trails. Shopping and dining are concentrated along the U.S. 431 corridor, serving as the primary commercial hub for the immediate area.
The rental market is characterized by steady demand from local workers and families, with limited new multi-family construction. Vacancy rates remain low, and the market is primarily composed of single-family home rentals.
The economy is anchored by manufacturing, retail trade, and healthcare services. It serves as a commercial center for the surrounding agricultural communities in Marshall County.
Transportation is dominated by private vehicle use, with U.S. Highway 431 serving as the primary corridor. There is no significant public transit infrastructure.
Development is focused on infill residential projects and the expansion of commercial retail space along major highway corridors.
The Marshall County Revenue Commissioner manages property assessments, utilizing a mass appraisal system to determine fair market value for tax purposes.
Parcels are subject to municipal taxes, county taxes, and school district levies. Some areas may fall under specific fire protection or utility districts.
Property insurance premiums are influenced by regional weather patterns, including wind and hail risks common to the area. Market health is stable with multiple national carriers providing coverage.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Features sports fields, playgrounds, and walking paths for community use.
A major regional facility located nearby offering sports and concert events.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.