The story of this market
The typical home in ZIP 35981 sells for about $244,636, or $166 per square foot.
Prices are roughly flat from a year ago (0%), a market in balance. Homes take about 120 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,003 a month.
ZIP 35981 — Ider
The housing market in 35981 is characterized by low inventory and slow turnover, typical of a rural Alabama community. Prices remain stable with limited sales activity, reflecting a market driven by local demand rather than speculative investment. Affordability remains higher than the national average, though the limited supply of modern housing stock constrains transaction volume.
This ZIP is best suited for those seeking rural, affordable living, including retirees or remote workers who prioritize space and privacy over proximity to urban employment centers.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 120 days on market with 11.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 15.1% · poverty 11.5% — a mixed stability profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 35981, DeKalb County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Current Use Valuation: Allows property to be taxed based on its current use value rather than fair market value, potentially reducing the tax burden. Conversion to a non-qualified use triggers revaluation and potential back-tax liability. State (Alabama) — Class III Residential Property Tax Assessment: Property is assessed at 10% of its fair market value. The tax liability is calculated by multiplying the assessed value by the local millage rate. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Class 3 Residential Property Tax Assessment: Residential property is classified as Class 3 and assessed at 10 percent of its fair market value. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala.
Residents typically rely on personal vehicles for commutes, with a mean travel time to work of approximately 28.4 minutes.
The area is rural and mountainous, offering access to outdoor recreation such as hiking and scenic views, with limited commercial shopping within the immediate 3-mile radius.
The rental market is limited in depth, primarily consisting of single-family homes with low turnover and minimal short-term rental activity.
The local economy is primarily driven by agriculture, manufacturing, and small-scale retail services within the broader Fort Payne micro-area.
Transportation is entirely dependent on private vehicle use via state highways; there is no public transit infrastructure.
There are no major large-scale commercial or residential developments currently reported for this rural ZIP code.
The DeKalb County Revenue Commissioner manages property assessments based on state-mandated fair market value standards.
Parcels are served by the DeKalb County School District and local utility cooperatives.
Property insurance premiums are influenced by rural fire protection ratings and regional weather risks common to Northeast Alabama.
Data retrieved from Census Reporter ZCTA 35981 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Dogwood Hills Golf Course4.66.1 mi
- Vintage 18894.419.9 mi
- National Cornbread Festival Headquarters4.319.8 mi
- Cloudland Canyon State Park4.812.3 mi
- Pisgah Gorge Falls4.512.2 mi
- Cloudland Canyon - Cherokee Falls4.912 mi
- Brow Park4.810.7 mi
- Ridgeview Drive-In Theatre49 mi
- Cloudland Canyon State Park4.812.3 mi
- DeSoto Falls Trailhead-Working Vehicles4.912.7 mi
- Cloudland Canyon - Cherokee Falls4.912 mi
- Parking West Rim Loop Trail4.812.2 mi
- Brow Park4.810.7 mi
- McLemore Resort4.211.8 mi
- Dogwood Hills Golf Course4.66.1 mi
- Trenton Golf Club3.69.7 mi
- Little Mole Country Club4.610.4 mi
- Ingles Market4.412.5 mi
- Dollar General4.112.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major regional natural attraction located near the area offering hiking and scenic vistas.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.