LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 36320 sells for about $165,000, or $115 per square foot.

Prices are up +3.1% from a year ago, so sellers still have some momentum. Homes take about 82 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $708 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 36320 — Cottonwood

Houston County →refreshed Sep 21, 2026next refresh Oct 21, 2026
Market mood · neutral

The housing market in 36320 is characterized by low inventory and slow turnover, reflecting a stable but quiet rural market. Prices have seen modest appreciation, though the area remains highly affordable compared to regional urban centers like Dothan. Market activity is driven by local demand rather than speculative investment.

Who this ZIP fits

This ZIP is best suited for budget-conscious family buyers and those seeking a quiet, rural lifestyle who are comfortable with a short commute to Dothan for major services.

Parent geography
Cottonwood · no city intel reportHouston County →Alabama state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 166.4 km²Water area · 0.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$165,000
+3.1% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
82 days
Active listings
24
Listings with price cuts
13%
share of active listings
Sale-to-list ratio
96.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
61
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
66
Growth/100

Median prices moved up 3.1% year over year.

40
Liquidity/100

Homes spend a median of 82 days on market with 6.0 months of supply — a balanced-paced market.

68
Momentum/100

13% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.

69
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.6% · poverty 18.8% — a mixed stability profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$80,000$120,000$160,000$200,000$240,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$420$525$630$735$840

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
-11.0%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
3,151

ZCTA 36320, Alabama

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.1%
Foreign-born residents
36
Naturalized (of foreign-born)
0%
Non-citizens (of population)
1.1%
Entered 2010 or later (of foreign-born)
0%
World region of birth (foreign-born)
Americas
86.1%
Asia
13.9%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

Schools serving the area are primarily managed by the Houston County School District, with performance ratings generally reflecting rural Alabama averages.

Environmental & hazard

The area is subject to standard regional risks including severe thunderstorms and occasional tropical weather impacts; flood risk varies by proximity to local waterways.

Growth & development

Economic momentum is modest, driven largely by agricultural and small-scale service industries with proximity to Dothan providing the primary employment hub.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Current Use Valuation: Allows property to be taxed based on its current use value rather than fair market value, potentially reducing the tax burden. Conversion to a non-qualified use triggers revaluation and potential back-tax liability. State (Alabama) — Class III Residential Property Tax Assessment: Property is assessed at 10% of its fair market value. The tax liability is calculated by multiplying the assessed value by the local millage rate. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Class 3 Residential Property Tax Assessment: Residential property is classified as Class 3 and assessed at 10 percent of its fair market value. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala.

Transportation & commute

Residents primarily commute by personal vehicle, with a typical drive of 15-20 minutes to reach the employment and retail centers in Dothan.

Recreation & amenities

Local recreation is centered on rural outdoor activities, with proximity to the Chattahoochee River and small community parks; major shopping and dining are located in nearby Dothan.

Rental market

The rental market is characterized by low inventory and a mix of single-family homes and mobile housing, with limited turnover and stable demand.

Economy & employers

The local economy is heavily influenced by the agricultural sector and small businesses, with the nearby city of Dothan serving as the primary economic anchor for the region.

Transportation & infrastructure

Transportation is almost exclusively reliant on private vehicles, with access to regional highways connecting to Dothan and the Florida state line.

Development pipeline

Development is primarily limited to small-scale residential infill and agricultural land use.

County appraisal district

The Houston County Revenue Commissioner manages property assessments, typically utilizing a 10% assessment ratio for residential property.

Special districts

Parcels are subject to Houston County school and general fund millage rates.

Insurance & hazard market

Property insurance premiums are influenced by regional wind and storm risk, with standard coverage available through major state-wide carriers.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 36320, Alabama
Population
3,151
Median age
52.1 yrs
Owner-occupancy
78.2%
Median home value
$125,000
Median gross rent
$750
Median household income
$50,000
Median year built
1983
Vacancy rate
8.5%
Renter share
21.8%
Owner cost burden
15.2%
Renter cost burden
32.5%
Population change
-11%
Net migration
0
Work-from-home share
4.2%
Mean commute
24.5 min
Bachelor's or higher
12.8%
Unemployment
5.6%
Poverty rate
18.8%
Avg household size
2.4
White
72.1%
Black or African American
22.4%
Hispanic or Latino
3.5%
Other
2%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Cottonwood High SchoolHigh4/10Houston County School DistrictServes the local student population.
School districts
Houston County School DistrictCCovers the rural areas of the county including Cottonwood.
Utilities & services
ElectricWiregrass Electric CooperativePrimary provider for the area.
Water/SewerTown of CottonwoodMunicipal service.
InternetBrightspeed/CenturyLinkDSL and limited fiber availability.
Major employers & industries
Local AgricultureAgriculturePrimary regional industry.
Houston County SchoolsEducationMajor local employer.
Major amenities · ZIP 36320
Theme, amusement & water parks
7 · 20 mi
Entertainment venues, stadiums & amphitheaters
11 · 20 mi
Family fun & things to do
3 · 13 mi
Museums, galleries & history
6 · 20 mi
Parks, trails & nature
3 · 13 mi
Shopping & dining districts
5 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Cottonwood Community Park
Park

Local green space serving the town residents.

Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.