Live market readings · refreshed on loadAlameda County · CAMedian List$1.1M-5.7%|Atlanta · GAMedian List$456K+4.1%|Broward County · FLMedian List$432K-2.8%|Clark County · NVMedian List$469K+5.4%|Cook County · ILMedian List$389K+5.1%|Cuyahoga County · OHMedian List$234K+11.0%|Davidson County · TNMedian List$481K+0.1%|District of Columbia · DCMedian List$684K-0.7%|Duval County · FLMedian List$297K-2.3%|Fairfax County · VAMedian List$749K-0.8%|Fort Bend County · TXMedian List$370K-2.6%|Franklin County · OHMedian List$320K+3.2%|Hennepin County · MNMedian List$387K+1.8%|Hillsborough County · FLMedian List$400K-0.2%|Jackson County · MOMedian List$275K+7.0%|King County · WAMedian List$847K-4.3%|Los Angeles · CAMedian List$1.1M-1.4%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$469K+0.8%|Miami · FLMedian List$650K+2.3%|Milwaukee County · WIMedian List$275K+5.9%|Multnomah County · ORMedian List$518K-1.2%|New York County · NYMedian List$1.2M-5.5%|Orange County · CAMedian List$1.3M+2.5%|Orange County · Orlando · FLMedian List$449K+2.7%|Palm Beach County · FLMedian List$513K+8.6%|Philadelphia County · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Queens County · NYMedian List$795K+1.9%|Riverside County · CAMedian List$623K+3.0%|Salt Lake County · UTMedian List$550K+1.9%|San Diego County · CAMedian List$999K+5.2%|San Francisco County · CAMedian List$1.7M+15.6%|Santa Clara County · CAMedian List$1.9M-0.6%|Shelby County · TNMedian List$259K-2.4%|St. Louis City · MOMedian List$312K+3.6%|Suffolk County · MAMedian List$810K+1.0%|Wake County · NCMedian List$458K-6.4%|Wayne County · MIMedian List$224K+4.3%|Williamson County · TXMedian List$431K-2.1%|Live market readings · refreshed on loadAlameda County · CAMedian List$1.1M-5.7%|Atlanta · GAMedian List$456K+4.1%|Broward County · FLMedian List$432K-2.8%|Clark County · NVMedian List$469K+5.4%|Cook County · ILMedian List$389K+5.1%|Cuyahoga County · OHMedian List$234K+11.0%|Davidson County · TNMedian List$481K+0.1%|District of Columbia · DCMedian List$684K-0.7%|Duval County · FLMedian List$297K-2.3%|Fairfax County · VAMedian List$749K-0.8%|Fort Bend County · TXMedian List$370K-2.6%|Franklin County · OHMedian List$320K+3.2%|Hennepin County · MNMedian List$387K+1.8%|Hillsborough County · FLMedian List$400K-0.2%|Jackson County · MOMedian List$275K+7.0%|King County · WAMedian List$847K-4.3%|Los Angeles · CAMedian List$1.1M-1.4%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$469K+0.8%|Miami · FLMedian List$650K+2.3%|Milwaukee County · WIMedian List$275K+5.9%|Multnomah County · ORMedian List$518K-1.2%|New York County · NYMedian List$1.2M-5.5%|Orange County · CAMedian List$1.3M+2.5%|Orange County · Orlando · FLMedian List$449K+2.7%|Palm Beach County · FLMedian List$513K+8.6%|Philadelphia County · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Queens County · NYMedian List$795K+1.9%|Riverside County · CAMedian List$623K+3.0%|Salt Lake County · UTMedian List$550K+1.9%|San Diego County · CAMedian List$999K+5.2%|San Francisco County · CAMedian List$1.7M+15.6%|Santa Clara County · CAMedian List$1.9M-0.6%|Shelby County · TNMedian List$259K-2.4%|St. Louis City · MOMedian List$312K+3.6%|Suffolk County · MAMedian List$810K+1.0%|Wake County · NCMedian List$458K-6.4%|Wayne County · MIMedian List$224K+4.3%|Williamson County · TXMedian List$431K-2.1%|
Property-class scope
ARED ScoreMarket grade · ZIP
as of Sep 17, 2026
B
+10 / ±100
neutral
−1000+100
Reason codes · heaviest factors
PM
Price momentum
-5.64% YoY median
-100
IS
Inventory & supply
0 months of supply
+100
PC
Price-cut pressure
0% of listings with a cut
+50
SL
Sale-to-list ratio
98% sale-to-list
+50
MS
Market sentiment
cautious
-50

Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 37363 — Collegedale

Hamilton County →Chattanooga marketrefreshed Sep 17, 2026next refresh Oct 17, 2026
Market mood · cautious

The 37363 housing market is currently experiencing a cooling phase, with median home prices down 5.64% year-over-year. High inventory levels and a decline in rental prices suggest a shift toward a more buyer-friendly environment as the market adjusts to broader economic conditions.

Who this ZIP fits

This ZIP is well-suited for family buyers and commuters seeking suburban space and new construction, with proximity to university-related activities and regional employment hubs.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 155.7 km²Water area · 1.6 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$480,000
-5.64% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
39 days
Active listings
489
Sale-to-list ratio
98%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
69
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
22
Growth/100

Median prices moved down 5.6% year over year.

76
Liquidity/100

Homes spend a median of 39 days on market with 0.0 months of supply — a fast-moving market.

84
Momentum/100

0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.

93
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.4% · poverty 6.0% — a stable, low-distress profile.

Census trends · population flowsACS 2024 5-year estimates
Population change
0.0%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
42,093

ZCTA 37363

Area context
Growth & development

The area is experiencing residential expansion with new construction developments like Sweet Briar and Rogers Branch, supported by proximity to Southern Adventist University.

Transportation & commute

The mean travel time to work is approximately 25.5 minutes, reflecting a suburban commute profile toward the Chattanooga employment core.

Recreation & amenities

The area features access to Harrison Bay State Park and local shopping districts in Ooltewah, providing a mix of outdoor recreation and suburban amenities.

Rental market

The rental market shows a median asking rent of $2,647 with a slight year-over-year decline, indicating a cooling trend in rental demand.

Economy & employers

The local economy is anchored by proximity to Southern Adventist University and the broader Chattanooga metro area, which features a diverse mix of manufacturing, healthcare, and logistics industries.

Development pipeline

Development is focused on suburban residential expansion, with multiple new construction projects currently active in the Ooltewah area.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 37363
Population
42,093
Median age
43.4 yrs
Owner-occupancy
0%
Median home value
$0
Median gross rent
$0
Median household income
$97,399
Median year built
2003
Vacancy rate
0%
Renter share
0%
Owner cost burden
0%
Renter cost burden
0%
Population change
0%
Net migration
0
Work-from-home share
0%
Mean commute
25.5 min
Bachelor's or higher
0%
Unemployment
3.4%
Poverty rate
6%
Avg household size
0

Data retrieved from Census Reporter profile for ZCTA 37363.

Major employers & industries
Southern Adventist UniversityEducationMajor local anchor institution.
Amenities & attractions1 retained amenity · 2 developments on the horizon
Inside this ZIP
Harrison Bay State Park
Park

A major regional park offering lake access and outdoor recreation.

On the horizon · announced & under construction
Sweet BriarResidentialUnder constructionNew residential community featuring buildable plans.
Rogers BranchResidentialUnder constructionNew residential development with active construction.
Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

Market signals — layered trendsZIP 37363 · 8 charts · one line per tier in the chain

Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.

Assessed-value momentum — YoY
county-assessed values · 5-yr historical · 1-yr forecast at the trailing 3-read mean · no-roll-up tiers: own refresh series
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — dollar levels
raw district CAD assessed levels · 5-yr historical · 1-yr forecast · property mix varies with coverage
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — indexed trajectory
YoY-chained index · base 100 at each line's first charted year · 5-yr historical · 1-yr forecast
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Comp sales — month over month
nearby comp sales vs the assessed anchor · 5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Active inventory — month over month
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Liquidity velocity — days on market
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Price-cut share
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Foreclosure presence
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.

Foreclosure ledgerZIP 37363 · open the full ledger
Recorded notices
0
Statutory trustee notices in scope
Upcoming sales
0
No dated sale in the current set
Distress weight
0.0
per 10,000 residents
Weight band
LOW WEIGHT

No recorded foreclosure notices for ZIP 37363 yet. Counties ingest on the scheduled rotation — absence here reads as no recorded notices, not as verified zero distress.