Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 37415 — Chattanooga
The 37415 housing market shows stability with moderate price appreciation and consistent demand. While inventory remains tight, the area's affordability relative to the broader region continues to attract buyers, supported by a strong local economy.
This ZIP is well-suited for families and commuters seeking a balance between suburban living and proximity to Chattanooga's urban core.
Median prices moved up 1.0% year over year.
Homes spend a median of 46 days on market with 3.8 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.0% · poverty 11.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 37415, Hamilton County TN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by the Hamilton County School District, which maintains a mix of public school ratings; specific school performance varies by individual campus.
The area benefits from its proximity to Chattanooga's central business district and ongoing regional economic development in the manufacturing and technology sectors.
Property taxes are assessed by Hamilton County based on a percentage of appraised value, with rates determined by local municipal and county tax levies.
Residents typically enjoy a short drive to downtown Chattanooga via major corridors like US-27, with moderate traffic during peak hours.
The area features access to local parks and green spaces, with proximity to the Tennessee River and various shopping and dining options in the North Chattanooga area.
The rental market is characterized by steady demand from young professionals and commuters, with moderate vacancy pressure and a mix of single-family and multi-family offerings.
The local economy is anchored by Chattanooga's diverse industrial base, including manufacturing, healthcare, and logistics, with significant employment hubs nearby.
The area is served by a network of highways including US-27, providing efficient access to the broader Chattanooga metropolitan area.
Development is focused on infill residential projects and commercial revitalization along major transit corridors.
The Hamilton County Assessor of Property manages assessments based on periodic reappraisal cycles to ensure equitable taxation.
Parcels are subject to Hamilton County School District levies and various municipal utility district assessments.
Property insurance premiums are influenced by regional weather patterns and standard hazard risk assessments for the Tennessee Valley.
Data retrieved from US Census Bureau ZCTA-level tables.
Major regional shopping destination serving the northern Chattanooga area.
Provides recreational access and scenic views along the southern border of the ZIP.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
Unlocked in the Investor tier
Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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