The story of this market
The typical home in ZIP 42041 sells for about $179,250, or $75 per square foot.
Prices are roughly flat from a year ago (0%), a market in balance. Homes take about 30 days to sell. HUD's fair market rent for a two-bedroom is $620 a month.
ZIP 42041 — Fulton
The housing market in 42041 remains stable with low inventory and modest price growth. Demand is driven by local affordability, though the market is constrained by limited new construction and a small population base.
This ZIP is best suited for budget-conscious family buyers and local workers seeking affordable housing in a quiet, small-town setting.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 30 days on market with 6.0 months of supply — a fast-moving market.
10% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.6% · poverty 30.4% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 42041, Fulton County KY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Fulton are generally consistent with rural Western Kentucky trends, though specific localized data is not determinable.
Schools in the area are served by the Fulton Independent School District, which provides a small-town educational environment.
The area is subject to standard regional flood and wind risks common to the Mississippi River valley; insurance availability is stable but premiums reflect regional weather patterns.
Economic momentum is modest, with the city historically serving as a regional logistics and agricultural hub; major new industrial developments are not currently reported.
Property taxes are assessed at the county level by the Fulton County Property Valuation Administrator, with rates determined by local school and municipal levies.
Commuting is primarily car-dependent, with local employment centers accessible via US-45 and US-51; transit options are not available.
Local recreation includes city parks and proximity to regional outdoor activities in the Purchase Area; shopping is limited to local retail and nearby regional hubs.
The rental market is characterized by low inventory and steady demand from local workers, with limited short-term rental activity.
The local economy is anchored by agriculture, regional logistics, and small-scale manufacturing.
Transportation is dominated by highway access via US-45 and US-51; no public transit infrastructure exists.
No major large-scale commercial or residential developments are currently under construction.
The Fulton County PVA office manages assessments based on fair cash value, with periodic reassessments mandated by state law.
Parcels are subject to Fulton Independent School District taxes and standard county-wide utility and health district levies.
Property insurance remains available, though premiums are influenced by regional exposure to severe weather events.
Data sourced from Census Reporter and ACS 2024 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community park providing green space and recreational facilities.
Central municipal park serving the local community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.