LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 43408 sells for about $215,000, or $138 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,150 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 43408 — Clay Center

Sandusky County →Huron County →Seneca County →spans 3 countiesrefreshed Oct 8, 2026next refresh Nov 7, 2026
Market mood · neutral

The housing market in 43408 remains stable with modest price appreciation and low inventory levels. Demand is driven by local employment and affordability, though limited sales volume reflects a tight supply environment. Figures for specific metrics like months of supply are based on current active listing data.

Who this ZIP fits

This ZIP is ideal for families and long-term residents seeking an affordable, quiet, small-town environment. It is well-suited for those who work in the local manufacturing or agricultural sectors and prefer a slower pace of life.

Parent geography
Clay Center · no city intel reportOttawa County →Ohio state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 1.7 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$215,000
+4.2% year over year
Corroborated · 1 anchor · 2.4% off nearest
Days on market
42 days
Active listings
18
Listings with price cuts
13%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
75
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

75
Liquidity/100

Homes spend a median of 42 days on market with 3.2 months of supply — a fast-moving market.

71
Momentum/100

13% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

84
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 9.2% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2014201520162017201820192020202120222023202420262028$100,000$150,000$200,000$250,000$300,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2014201520162017201820192020202120222023202420262028$1,500$2,000$2,500$3,000$3,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2018-2022 5-year estimates
Population change
-0.5%

versus the prior ACS vintage

Net migration
−45 people

net outflow — more people moved out than in

Population base
5,842

ZCTA 43408, Ohio

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
0%
Foreign-born residents
0
Naturalized (of foreign-born)
—
Non-citizens (of population)
—
Entered 2010 or later (of foreign-born)
—

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the Bellevue area are generally lower than the national average, with property crime being the primary concern. Local law enforcement maintains a stable presence, and the area is considered safe relative to larger urban centers in Ohio.

Schools & education

The area is served by Bellevue City Schools, which generally maintains a solid reputation for academic performance and extracurricular engagement. Schools in the district are characterized by a community-focused approach and moderate class sizes.

Environmental & hazard

The region faces moderate risks from severe thunderstorms and occasional flooding in low-lying areas near the Sandusky River. Property insurance premiums are stable but reflect standard Midwestern weather-related risk profiles.

Growth & development

Economic momentum is driven by local manufacturing, agriculture, and proximity to regional logistics hubs. Development is steady, focusing on maintaining existing infrastructure and supporting small-to-medium business expansion.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Ohio) — Real Property Tax Assessment: Property is assessed at 35% of its true market value. The tax is calculated by multiplying the assessed value by the effective tax rate (millage) of the local taxing district.

Transportation & commute

Residents primarily commute by car, with easy access to State Route 20 and State Route 4 connecting to larger employment hubs like Sandusky and Fremont. Public transit options are extremely limited, making personal vehicle ownership essential.

Recreation & amenities

The area features local parks such as Bellevue Reservoir Park, offering fishing and walking trails. Shopping and dining are concentrated in the downtown district, providing essential services and local eateries.

Rental market

The rental market is characterized by low vacancy rates and steady demand from local workers. There is minimal short-term rental presence, with most units serving long-term residents.

Economy & employers

The economy is anchored by manufacturing, healthcare, and agricultural services. Major employers include local industrial plants and the regional school district.

Transportation & infrastructure

The area relies on highway connectivity via US-20 and SR-4. There is no significant public transit infrastructure.

Development pipeline

Development is currently focused on small-scale residential infill and infrastructure maintenance.

County appraisal district

The Sandusky County Auditor manages property assessments, conducting triennial updates to ensure valuations reflect market conditions.

Special districts

Parcels are subject to local school district taxes and municipal utility assessments.

Insurance & hazard market

Property insurance is generally affordable, though coverage for wind and storm damage is standard for the region.

Discovery profileACS 2018-2022 5-year estimates
Census profile · ZCTA 43408, Ohio
Population
5,842
Median age
41.2 yrs
Owner-occupancy
72.4%
Median home value
$145,000
Median gross rent
$850
Median household income
$62,450
Median year built
1968
Vacancy rate
6.8%
Renter share
27.6%
Owner cost burden
18.5%
Renter cost burden
32.1%
Population change
-0.5%
Net migration
-45
Work-from-home share
8.2%
Mean commute
22.5 min
Bachelor's or higher
18.4%
Unemployment
4.8%
Poverty rate
9.2%
Avg household size
2.45
White
92.1%
Hispanic
5.2%
Black
1.1%
Other
1.6%

Data retrieved from data.census.gov ZCTA 43408 profile.

Public schools · 2
Bellevue ElementaryElementaryBBellevue City SchoolsServes the primary residential core.
Bellevue High SchoolHighBBellevue City SchoolsMain high school for the district.
School districts
Bellevue City SchoolsBPrimary district serving the city and surrounding ZIP.
Utilities & services
ElectricOhio EdisonStandard regional provider.
Natural GasColumbia Gas of OhioPrimary residential gas provider.
InternetSpectrumPrimary broadband provider in the area.
Major employers & industries
Bellevue City SchoolsEducationMajor local employer.
Local Manufacturing PlantsManufacturingPrimary industrial employers.
Major amenities · ZIP 43408
Theme, amusement & water parks
9 · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
20+ · 13 mi
Parks, trails & nature
18 · 13 mi
Shopping & dining districts
9 · 13 mi
Airports
2 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Bellevue Reservoir Park
Park

Offers fishing, walking trails, and outdoor recreation space.

Mad River & NKP Railroad Museum
Museum

A significant local attraction showcasing railroad history.

On the horizon · announced & under construction
Downtown Revitalization ProjectInfrastructureOngoingFocuses on facade improvements and streetscape upgrades.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.