The story of this market
The typical home in ZIP 43440 sells for about $379,000, or $215 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 52 days to sell. HUD's fair market rent for a two-bedroom is $746 a month.
ZIP 43440 — Marblehead
The housing market in 43440 is characterized by stable, moderate price growth driven by its unique status as a seasonal lakefront community. While inventory remains tight, demand is supported by buyers seeking lifestyle properties, though the market requires careful diligence due to seasonal vacancy patterns and maintenance costs.
This ZIP is best suited for retirees, vacation-home buyers, and seasonal residents who prioritize lakefront access and a quiet community atmosphere over proximity to urban employment centers.
Median prices moved up 3.2% year over year.
Homes spend a median of 52 days on market with 4.0 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.6% · poverty 7.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 43440, Ottawa County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Lakeside area are generally low, reflecting a quiet, seasonal community that experiences significantly lower incident reports compared to the broader Toledo metropolitan region.
Schools serving the area are part of the Danbury Local School District, which maintains a reputation for small class sizes and consistent academic performance within Ottawa County.
The area faces moderate risks related to Lake Erie shoreline erosion and seasonal wind events, with flood insurance requirements varying significantly by proximity to the water.
Economic momentum is driven primarily by seasonal tourism and the hospitality sector, with limited large-scale industrial development occurring within the immediate ZIP boundaries.
Property taxes are assessed by Ottawa County based on local millage rates, which include funding for schools, county services, and township operations; no specific special district surcharges are widely reported for this ZIP.
Commuting from Lakeside typically requires personal vehicle travel, as the area lacks robust public transit connections to major employment hubs in Toledo or Sandusky.
The area is defined by its proximity to Lake Erie, featuring the historic Lakeside Chautauqua, numerous marinas, public parks, and seasonal recreational activities within a 3-mile radius.
The rental market is heavily influenced by seasonal demand, with high vacancy pressure during off-peak months and a significant presence of short-term vacation rentals.
The local economy is anchored by tourism, hospitality, and seasonal services, with many residents commuting to larger regional employers in Ottawa and Erie counties.
Transportation is primarily automobile-dependent, with limited public transit options available for regional commuting.
Development is strictly managed to preserve the historic character of the Lakeside community, with limited new residential construction projects.
Parcels are primarily served by the Danbury Local School District and standard county-level utility and emergency service districts.
Property insurance premiums are influenced by proximity to Lake Erie and associated wind/flood risk profiles.
Data retrieved from US Census Bureau ZCTA-level tables.
- Cedar Point4.55.1 mi
- Kalahari Resorts & Conventions - Sandusky4.312 mi
- Great Wolf Lodge | Sandusky4.29.6 mi
- Kalahari Resorts Indoor Waterpark - Sandusky, OH4.212.1 mi
- Cedar Point Shores4.24.6 mi
- Sawmill Creek by Cedar Point Resorts4.111.8 mi
- Golden Corral Buffet & Grill410.3 mi
- Ghostly Manor Thrill Center4.58.5 mi
- Gideon Owen Wine Company4.26 mi
- Angry Bull Steak House4.517.2 mi
- Cedar Point4.55.1 mi
- Great Wolf Lodge | Sandusky4.29.6 mi
- African Safari Wildlife Park4.35.5 mi
- East Harbor State Park4.64 mi
- Sports Force Parks at Cedar Point Sports Center4.58.9 mi
- Marblehead Lighthouse Historical Society4.81.6 mi
- Port Clinton Lighthouse4.610 mi
- Merry-Go-Round Museum4.86.2 mi
- Liberty Aviation Museum4.86.6 mi
- Maritime Museum of Sandusky4.65.9 mi
- Sawmill Creek by Cedar Point Resorts4.111.8 mi
- Catawba Island Club4.76 mi
- Bay Point Resort and Marina4.32 mi
- Sandusky Yacht Club4.75.8 mi
- Paradise Acres Campgrounds and Marina4.617.3 mi
- Sawmill Creek by Cedar Point Resorts4.111.8 mi
- Woussickett Golf Course, Inc.4.512.7 mi
- Sawmill Creek Golf Club4.211.7 mi
- Sandusky's Mills Creek Golf Course4.37.1 mi
- Sandusky Mall3.89.3 mi
- Meijer4.39.8 mi
- T.J. Maxx4.29.3 mi
- Kohl's4.210.2 mi
- Bergman Orchards4.66.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A historic gated community and cultural center offering arts, education, and recreation.
Provides extensive access for boating, fishing, and seasonal water activities.
Nearby state park offering camping, beaches, and hiking trails.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.