The story of this market
The typical home in ZIP 43449 sells for about $213,891, or $149 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 43449 — Oak Harbor
The 43449 housing market remains stable with modest year-over-year price appreciation and low inventory levels. Market activity is driven by local demand for single-family homes, though sales volume remains constrained by limited supply. Figures for specific metrics like months of supply are estimated based on current listing and sales data.
This ZIP is well-suited for families and retirees seeking a quiet, rural-suburban lifestyle with proximity to Lake Erie recreational activities and a lower cost of living compared to major metros.
Median prices moved up 2.4% year over year.
Homes spend a median of 68 days on market with 5.5 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 7.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 43449, Ohio
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Oak Harbor are generally low, with property and violent crime incidents occurring at frequencies below the national and state averages.
The area is primarily served by the Benton-Carroll-Salem Local School District, which maintains a stable reputation for academic performance within the region.
The ZIP code is located in a region with moderate flood risk due to its proximity to the Portage River and Lake Erie, requiring standard flood insurance considerations.
Economic momentum is driven by local manufacturing, agriculture, and tourism related to the Lake Erie shoreline, with steady but modest development activity.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Ohio) — Real Property Tax Assessment: Property is assessed at 35% of its true market value. The tax is calculated by multiplying the assessed value by the effective tax rate (millage) of the local taxing district.
Residents primarily commute by car to employment hubs in Toledo or Sandusky, with average commute times reflecting a rural-to-suburban transition.
The area offers significant outdoor amenities including access to the Portage River, nearby Lake Erie fishing and boating, and local parks like the Oak Harbor Village Park.
The rental market is characterized by low inventory and high demand for single-family rentals, with limited multi-family options available.
The local economy is anchored by manufacturing, agricultural operations, and seasonal tourism, with many residents commuting to larger regional employment centers.
Transportation is heavily reliant on personal vehicles, with State Route 163 serving as a primary corridor for regional access.
Development is largely constrained by rural zoning, with limited new residential subdivisions currently in the planning pipeline.
The Ottawa County Auditor manages property assessments, conducting triennial updates to ensure valuations align with market trends.
Parcels are subject to school district levies, county-wide health and library levies, and specific township fire district assessments.
Property insurance premiums are influenced by regional weather patterns, including wind and flood exposure near the lakefront.
Ohio is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Ohio law requires sellers to provide a Residential Property Disclosure Form detailing the condition of the property.
Data retrieved from data.census.gov ZCTA-level tables.
- The Watering Hole Safari and Waterpark (Monsoon Lagoon)416.3 mi
- Fleitz Pumpkin Farm4.714.5 mi
- Perry's Cave Family Fun Center4.218 mi
- Fast Eddie's Mini Golf Course4.214.7 mi
- Haunted Hydro4.614.4 mi
- Gideon Owen Wine Company4.214.7 mi
- Catawba Island Club4.715.1 mi
- The Brick House4.410.6 mi
- Fremont Speedway4.612.3 mi
- Ole Zim's Wagon Shed4.711.6 mi
- Magee Marsh Wildlife Area4.86.7 mi
- Port Clinton Lighthouse4.610.9 mi
- Ottawa National Wildlife Refuge4.86 mi
- Magee Marsh Visitor Center4.95.7 mi
- Howard Marsh Metropark4.79.9 mi
- Port Clinton Lighthouse4.610.9 mi
- Rutherford B. Hayes Presidential Library & Museums4.813.5 mi
- Millbury Classic Cars and Trucks Museum4.917.6 mi
- Liberty Aviation Museum4.814.6 mi
- South Bass Island Light4.616.9 mi
- Magee Marsh Wildlife Area4.86.7 mi
- Ottawa National Wildlife Refuge4.86 mi
- Magee Marsh Visitor Center4.95.7 mi
- Howard Marsh Metropark4.79.9 mi
- Schedel Gardens4.89.6 mi
- Catawba Island Club4.715.1 mi
- Meinke Marina-West4.611.3 mi
- Paradise Acres Campgrounds and Marina4.64.5 mi
- Magee East Marina & Campground4.54.7 mi
- Turtle Creek Marina & Campground LLC4.85.1 mi
- Sugar Creek Golf Course4.18.4 mi
- Bassett's Hardware & City Market4.511.6 mi
- Potter Village Shopping Center412.4 mi
- Toledo Hospital4.425.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Community park with recreational facilities and green space.
Provides access for boating, fishing, and water-based recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.