LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 43456 sells for about $439,900, or $554 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $827 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 43456 — Put-in-Bay

Ottawa County →Toledo marketrefreshed Sep 17, 2026next refresh Oct 17, 2026
Market mood · cautiously optimistic

The 43456 housing market remains stable, driven by high demand for seasonal and lakefront properties in the Lakeside-Marblehead area. While inventory is tight and prices have appreciated, the market is tempered by the seasonal nature of the local economy and the high cost of property insurance. Buyers are primarily focused on lifestyle-oriented purchases, maintaining steady transaction volume despite broader economic headwinds.

Who this ZIP fits

This ZIP is ideal for vacation-home buyers, retirees, and seasonal residents who prioritize lakefront access and a resort-style lifestyle over proximity to major urban employment centers.

Parent geography
Put-in-Bay · no city intel reportOttawa County →Toledo market →Ohio state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 6.5 km²Water area · 0.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$439,900
+4.2% year over year
Corroborated · 1 anchor · 3.5% off nearest
Days on market
45 days
Active listings
120
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
62
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

55
Liquidity/100

Homes spend a median of 45 days on market with 6.5 months of supply — a balanced-paced market.

69
Momentum/100

15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

54
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 8.7% · poverty 22.5% — a mixed stability profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$2,200$3,300$4,400$5,500$6,600

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
692

ZCTA 43456, Ottawa County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
6.9%
Foreign-born residents
48
Naturalized (of foreign-born)
37.5%
Non-citizens (of population)
4.3%
Entered 2010 or later (of foreign-born)
70.8%
World region of birth (foreign-born)
Asia
45.8%
Americas
33.3%
Europe
20.8%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the Lakeside-Marblehead area are generally low, consistent with small, seasonal resort communities in Ottawa County.

Schools & education

The area is served by the Danbury Local School District, which maintains a strong reputation for academic performance and small class sizes.

Environmental & hazard

The ZIP code is highly exposed to Lake Erie shoreline erosion, flooding, and high-wind events, which significantly influence property insurance premiums and availability.

Growth & development

Economic momentum is driven primarily by seasonal tourism and the Lake Erie recreation industry, with limited large-scale industrial development.

Taxation

Property taxes are administered by the Ottawa County Auditor based on triennial updates and sexennial reappraisals, with rates determined by local levies and school district requirements.

Transportation & commute

Commuting is primarily car-dependent, with residents traveling to Port Clinton or Sandusky for employment; there is no significant public transit infrastructure.

Recreation & amenities

The area is a premier destination for boating, fishing, and lakefront recreation, featuring the Lakeside Chautauqua community, numerous marinas, and proximity to East Harbor State Park.

Rental market

The rental market is heavily skewed toward seasonal and short-term vacation rentals, creating tight supply for year-round residents and upward pressure on rents.

Economy & employers

The economy is dominated by the tourism, hospitality, and marine services sectors, with significant reliance on seasonal visitors to the Lake Erie islands and shoreline.

Transportation & infrastructure

Transportation is dominated by private vehicle use; the area relies on ferry services for connectivity to the Lake Erie islands.

Development pipeline

Development is strictly managed by local zoning to preserve the historic character of the Lakeside and Marblehead communities.

County appraisal district

The Ottawa County Auditor oversees property assessments, conducting reappraisals every six years and updates every three years to ensure tax equity.

Special districts

Parcels are subject to local school district levies and various county-wide special districts for health, senior services, and emergency management.

Insurance & hazard market

Property insurance costs are elevated due to the high risk of wind damage and shoreline flooding associated with Lake Erie proximity.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 43456, Ottawa County OH
Population
692
Median age
50.9 yrs
Owner-occupancy
82.5%
Median home value
$385,000
Median gross rent
$1,150
Median household income
$62,500
Median year built
1982
Vacancy rate
45%
Renter share
17.5%
Owner cost burden
22%
Renter cost burden
35%
Population change
+0.5%
Net migration
0
Work-from-home share
12%
Mean commute
28.5 min
Bachelor's or higher
38%
Unemployment
8.7%
Poverty rate
22.5%
Avg household size
2.1
White
96.5%
Hispanic
1.5%
Other
2%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools · 2
Danbury Elementary SchoolElementaryB+Danbury Local School DistrictHighly rated local school serving the Marblehead peninsula.
Danbury High SchoolHighBDanbury Local School DistrictSmall high school with strong community support.
School districts
Danbury Local School DistrictB+Small, high-performing district serving the Marblehead area.
Utilities & services
ElectricOhio EdisonStandard regional provider.
Natural GasColumbia Gas of OhioPrimary provider for the region.
InternetSpectrum/FrontierVaries by specific location on the peninsula.
Major employers & industries
Lakeside ChautauquaHospitality/TourismMajor seasonal employer.
Ottawa County GovernmentPublic AdministrationSignificant regional employer.
Major amenities · ZIP 43456
Theme, amusement & water parks
8 · 20 mi
Entertainment venues, stadiums & amphitheaters
12 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
12 · 20 mi
Lakes, marinas & beaches
13 · 20 mi
Shopping & dining districts
4 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Lakeside Chautauqua
Historic Community

A historic gated community known for its cultural programming, recreation, and lakefront access.

East Harbor State Park
State Park

Features extensive beaches, camping, and hiking trails on the shores of Lake Erie.

Marblehead Lighthouse
Landmark

One of the most iconic and photographed lighthouses on the Great Lakes.

On the horizon · announced & under construction
Lakeside Infrastructure UpgradesInfrastructureOngoingPeriodic improvements to water and sewer systems to support seasonal population surges.
Sources · 6 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.