LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 43528 sells for about $245,000, or $148 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 32 days to sell. HUD's fair market rent for a two-bedroom is $1,060 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 43528 — Holland

Lucas County →Toledo marketrefreshed Sep 17, 2026next refresh Oct 17, 2026
Market mood · cautiously optimistic

The 43528 housing market remains stable, characterized by steady demand for single-family homes and low inventory levels. While price growth has moderated compared to previous years, the area's strong school district and suburban appeal continue to support healthy property values.

Who this ZIP fits

This ZIP is ideal for families and professionals seeking a quiet, suburban lifestyle with easy access to major employment hubs. It appeals to those who prioritize larger lot sizes and established school districts over urban density.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 48.4 km²Water area · 0.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$245,000
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
32 days
Active listings
85
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
79
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

82
Liquidity/100

Homes spend a median of 32 days on market with 2.8 months of supply — a fast-moving market.

70
Momentum/100

18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

92
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.3% · poverty 9.3% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$160,000$200,000$240,000$280,000$320,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$2,600$3,250$3,900$4,550$5,200

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
16,207

ZCTA 43528, Lucas County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
6.8%
Foreign-born residents
1,107
Naturalized (of foreign-born)
60.3%
Non-citizens (of population)
2.7%
Entered 2010 or later (of foreign-born)
31%
World region of birth (foreign-born)
Asia
46.6%
Americas
24.6%
Europe
14.9%
Africa
9.1%
Oceania
4.8%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the 43528 area are generally lower than the broader Toledo city average, reflecting its suburban character. Local trends remain stable with typical suburban property-related incidents.

Schools & education

Schools serving this ZIP are primarily part of the Springfield Local School District, which maintains a solid reputation for academic performance and extracurricular engagement within the region.

Environmental & hazard

The area faces standard Midwestern climate risks, including occasional severe thunderstorms and winter weather. Flood risk is generally low, though localized drainage issues can occur in specific low-lying developments.

Growth & development

Economic momentum is driven by proximity to the Toledo Express Airport and industrial corridors along the I-475/US-23 interchange. Development is characterized by steady residential infill and commercial expansion near the Holland-Sylvania corridor.

Taxation

Property taxes are levied by Lucas County and the local school district, with rates reflecting standard Ohio millage structures. Exemptions are available for owner-occupied primary residences through the state homestead program.

Transportation & commute

Residents benefit from direct access to the I-475 and US-23 highway corridors, providing a straightforward 15-20 minute drive to downtown Toledo. Public transit options are limited, making personal vehicle ownership the primary mode of commuting.

Recreation & amenities

The area features access to several local parks and green spaces, including the nearby Swan Creek Preserve Metropark. Shopping and dining amenities are concentrated along the Airport Highway corridor, offering convenient retail access.

Rental market

The rental market is characterized by steady demand from families and professionals seeking suburban space. Vacancy rates remain low, and rent growth has tracked with regional inflation trends.

Economy & employers

The local economy is anchored by logistics, manufacturing, and healthcare sectors, with significant employment provided by nearby regional distribution centers and the University of Toledo medical campus.

Transportation & infrastructure

The area is served by a network of arterial roads connecting to the I-475 beltway, facilitating regional travel. Public transportation is limited, with primary reliance on private vehicle infrastructure.

Development pipeline

Development is focused on commercial infill and the modernization of existing infrastructure along major transit arteries. Residential growth is constrained by existing land use patterns.

County appraisal district

The Lucas County Auditor manages property assessments, with reappraisals occurring on a triennial cycle to ensure market-value alignment.

Special districts

Parcels are subject to standard municipal and school district taxes, with specific assessments for local utility and fire district services.

Insurance & hazard market

Property insurance premiums are stable, reflecting the area's low exposure to catastrophic natural disasters compared to coastal regions.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 43528, Lucas County OH
Population
16,207
Median age
43.6 yrs
Owner-occupancy
78.5%
Median home value
$238,000
Median gross rent
$1,150
Median household income
$93,986
Median year built
1991
Vacancy rate
4.2%
Renter share
21.5%
Owner cost burden
18.2%
Renter cost burden
32.5%
Population change
+0.5%
Net migration
0
Work-from-home share
12.4%
Mean commute
22 min
Bachelor's or higher
38.5%
Unemployment
2.3%
Poverty rate
9.3%
Avg household size
2.5
White
88.2%
Black
3.5%
Hispanic
4.8%
Other
3.5%

Data retrieved from Census Reporter and ACS 2024 profiles.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Springfield High SchoolHighBSpringfield LocalPrimary high school serving the ZIP.
Holland ElementaryElementaryB+Springfield LocalHighly rated local elementary school.
School districts
Springfield Local School DistrictBServes the majority of the ZIP with a focus on suburban academic standards.
Utilities & services
InternetBuckeye BroadbandPrimary regional provider.
ElectricToledo EdisonStandard utility service.
Natural GasColumbia Gas of OhioStandard utility service.
Water/SewerCity of ToledoMunicipal service.
Major employers & industries
Toledo Express AirportLogistics/AviationRegional anchor employer.
University of Toledo Medical CenterHealthcareMajor regional employer.
Major amenities · ZIP 43528
Theme, amusement & water parks
10 · 20 mi
Entertainment venues, stadiums & amphitheaters
17 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
18 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
11 · 20 mi
Shopping & dining districts
9 · 13 mi
Airports
2 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Swan Creek Preserve Metropark
Park

Extensive trail system and natural area serving the community.

Airport Highway Retail Corridor
Shopping

Major commercial strip with diverse dining and retail options.

Valleywood Golf Club
Golf

Local golf facility providing recreational space.

On the horizon · announced & under construction
Holland Commercial ExpansionMixed-useApprovedOngoing development of retail and office space along the Airport Highway corridor.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.