The story of this market
The typical home in ZIP 43604 sells for about $129,000, or $75 per square foot.
Prices are up +39.19% from a year ago, so sellers still have some momentum. Homes take about 100 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $474 a month.
ZIP 43604 — Toledo
The 43604 housing market is characterized by high rental yields and significant year-over-year price appreciation, driven by low entry costs and investor demand. While the area faces challenges with aging housing stock and lower median incomes, the central location and ongoing urban revitalization efforts provide a stable outlook for investors.
This ZIP is best suited for investors seeking high rental yields and budget-conscious buyers or renters who prioritize proximity to downtown Toledo over suburban amenities.
Median prices moved up 39.2% year over year.
Homes spend a median of 100 days on market with 6.2 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 96.39% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 14.3% · poverty 52.9% — elevated distress and economic pressure.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 43604, Lucas County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the central Toledo area, including 43604, remain higher than the national average, with property and violent crime being primary concerns compared to suburban Lucas County.
Public schools serving this ZIP are part of Toledo Public Schools, which generally face challenges with academic performance metrics and state accountability ratings.
The area is primarily an urban environment with standard risks for structure fires and localized urban flooding; it is not in a high-risk wildfire zone.
Economic momentum is driven by downtown revitalization efforts and proximity to major regional employers in healthcare and manufacturing, though the ZIP itself is largely built-out.
Property taxes are levied by Lucas County, the City of Toledo, and Toledo Public Schools; the rate is determined by local millage rates applied to the assessed value of the property.
This ZIP is centrally located in Toledo, providing short drive times to the downtown employment core and easy access to major highway corridors like I-75.
Residents have access to downtown amenities, including the Maumee River waterfront, various urban parks, and proximity to the Toledo Museum of Art and local dining districts.
The rental market shows strong investor interest with high gross rental yields and consistent rent growth, though vacancy pressure remains a factor in older housing stock.
The economy is anchored by major healthcare systems like ProMedica and Mercy Health, alongside manufacturing and logistics sectors in the broader Toledo metro area.
The area is served by TARTA bus routes and benefits from proximity to the I-75 and I-475 highway interchange, facilitating regional transit.
Ongoing downtown redevelopment projects and infrastructure improvements to the riverfront are the primary development drivers in the vicinity.
The Lucas County Auditor's office manages property assessments, typically conducting reappraisals every three years to ensure tax equity.
Parcels are subject to standard municipal, county, and school district taxes; no specific MUDs or PIDs are typically associated with this urban core.
Property insurance premiums in this urban ZIP are influenced by the age of housing stock and regional weather patterns, including wind and storm risks.
Data retrieved from census.gov and incomebyzipcode.com
- Dave & Buster's Toledo4.15.5 mi
- Urban Air Trampoline and Adventure Park4.26.9 mi
- Fleitz Pumpkin Farm4.78.7 mi
- Sky Zone Trampoline Park4.310.4 mi
- Funagin’s4.210.9 mi
- Huntington Center4.60.4 mi
- The Stranahan4.67 mi
- Glass City Center4.40.5 mi
- Doyt L. Perry Stadium4.519.5 mi
- Fifth Third Field4.70.5 mi
- Toledo Zoo4.63 mi
- Maumee Bay State Park4.79 mi
- Toledo Museum of Art4.80.8 mi
- Imagination Station4.70.7 mi
- Wildwood Preserve Metropark4.86.7 mi
- Toledo Museum of Art4.80.8 mi
- Imagination Station4.70.7 mi
- National Museum of the Great Lakes4.81.5 mi
- The Michigan Museum of Horror4.219.6 mi
- Millbury Classic Cars and Trucks Museum4.98.4 mi
- Maumee Bay State Park4.79 mi
- Toledo Botanical Garden4.86.6 mi
- Wildwood Preserve Metropark4.86.7 mi
- Side Cut Metropark4.810 mi
- Pacesetter Park4.511.8 mi
- Safe Harbor Toledo Beach4.513.6 mi
- River Raisin Marina & Campground4.119.6 mi
- Meinke Marina-West4.613.5 mi
- North Cape Yacht Club4.713.9 mi
- Lost Peninsula Marina4.77 mi
- Inverness Club4.75.5 mi
- Bedford Hills Golf Club3.75.8 mi
- Whiteford Valley Golf Club412.6 mi
- Brandywine Country Club4.29.6 mi
- Giant Oak Golf Club4.59.5 mi
- Franklin Park Mall4.35.7 mi
- Meijer4.28.1 mi
- Meijer4.29.1 mi
- Meijer4.24.9 mi
- Meijer4.37.8 mi
- Eugene F. Kranz Toledo Express Airport4.414.1 mi
- Toledo Hospital4.42.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A world-renowned art museum located near the ZIP boundary.
Provides recreational access and scenic views for the downtown area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.