LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 43615 sells for about $183,529, or $139 per square foot.

Prices are up +5.1% from a year ago, so sellers still have some momentum. Homes take about 38 days to sell. HUD's fair market rent for a two-bedroom is $1,281 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 43615 — Toledo

Lucas County →refreshed Oct 8, 2026next refresh Nov 7, 2026
Market mood · neutral

The 43615 housing market shows stable pricing with a median home value of approximately $183,529, reflecting modest year-over-year growth. While the area offers accessible entry points for buyers, the high renter share and specific neighborhood dynamics require careful due diligence for investors. Market conditions remain balanced, with no significant volatility reported in recent months.

Who this ZIP fits

This ZIP is well-suited for budget-conscious family buyers and renters seeking proximity to Toledo's employment centers without the premium pricing of suburban enclaves.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 42.7 km²Water area · 0.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$183,529
+5.1% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
38 days
Active listings
142
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
75
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
76
Growth/100

Median prices moved up 5.1% year over year.

75
Liquidity/100

Homes spend a median of 38 days on market with 3.4 months of supply — a fast-moving market.

69
Momentum/100

18% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.

78
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 14.2% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$105,000$140,000$175,000$210,000$245,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$2,100$2,400$2,700$3,000$3,300

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2024 5-year estimates
Population change
-0.5%

versus the prior ACS vintage

Net migration
−120 people

net outflow — more people moved out than in

Population base
40,146

ZCTA 43615, Lucas County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
5.6%
Foreign-born residents
2,258
Naturalized (of foreign-born)
61.6%
Non-citizens (of population)
2.2%
Entered 2010 or later (of foreign-born)
42.4%
World region of birth (foreign-born)
Asia
50.5%
Americas
18.6%
Africa
16%
Europe
14.8%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the 43615 area are generally consistent with broader Toledo urban trends, with property crime being the primary concern for residents compared to regional averages.

Schools & education

The area is served by a mix of public and private options, with school quality varying significantly by specific neighborhood and district boundaries.

Environmental & hazard

The region faces moderate risk from severe thunderstorms and occasional flooding in low-lying areas, though it is not prone to major wildfire or seismic events.

Growth & development

Economic momentum is driven by healthcare, manufacturing, and education sectors, with steady but modest infrastructure investment in the Toledo metro area.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Ohio) — Real Property Tax Assessment: Property is assessed at 35% of its true market value. The tax is calculated by multiplying the assessed value by the effective tax rate (millage) of the local taxing district.

Transportation & commute

Residents typically rely on personal vehicles for commuting, with convenient access to I-475 and US-23 providing direct routes to downtown Toledo and surrounding employment hubs.

Recreation & amenities

The area features several local parks and green spaces, with proximity to the Toledo Botanical Garden and various shopping centers along the Central Avenue corridor.

Rental market

The rental market is characterized by a significant renter share of approximately 44%, with steady demand for 2-bedroom units and moderate vacancy pressure.

Economy & employers

The local economy is anchored by healthcare systems, manufacturing, and the University of Toledo, providing a stable employment base.

Transportation & infrastructure

The area is served by TARTA bus routes and maintains strong connectivity to the regional highway network.

Development pipeline

Development is focused on commercial revitalization along major arterial roads and selective residential infill.

County appraisal district

The Lucas County Auditor manages property assessments, with triennial updates and sexennial reappraisals.

Special districts

Parcels are subject to various school district levies and municipal service assessments.

Insurance & hazard market

Property insurance premiums are stable, reflecting the region's low exposure to catastrophic natural disasters.

Migration & population flows

Net domestic migration in Ohio has been relatively flat, with urban centers seeing modest shifts in population density.

Foreclosure doctrine

Ohio is a judicial foreclosure state, requiring court intervention for the foreclosure process.

Disclosure doctrine

Sellers are required to provide a residential property disclosure form detailing known material defects.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 43615, Lucas County OH
Population
40,146
Median age
38.2 yrs
Owner-occupancy
56%
Median home value
$153,400
Median gross rent
$985
Median household income
$54,503
Median year built
1972
Vacancy rate
4.6%
Renter share
44%
Owner cost burden
22%
Renter cost burden
48%
Population change
-0.5%
Net migration
-120
Work-from-home share
12.4%
Mean commute
21.5 min
Bachelor's or higher
28.4%
Unemployment
4.8%
Poverty rate
14.2%
Avg household size
2.3
White
68.5%
Black
18.2%
Hispanic
7.1%
Asian
2.5%
Other
3.7%

Data retrieved from Census Reporter and data.census.gov ZCTA profiles.

Public schools · 2
Ottawa Hills High SchoolHigh9Ottawa Hills Local SchoolsHighly rated public school serving portions of the ZIP.
Start High SchoolHigh4Toledo Public SchoolsServes a large portion of the residential population.
School districts
Toledo Public SchoolsCLarge urban district serving the majority of the ZIP.
Ottawa Hills Local SchoolsAHigh-performing district serving a smaller, affluent portion of the ZIP.
Utilities & services
ElectricToledo EdisonPrimary provider in the deregulated market.
Natural GasColumbia Gas of OhioStandard service provider.
InternetBuckeye BroadbandMajor regional cable and internet provider.
Major employers & industries
ProMedicaHealthcareMajor regional employer.
University of ToledoEducationSignificant anchor institution.
Major amenities · ZIP 43615
Theme, amusement & water parks
10 · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
18 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
15 · 20 mi
Shopping & dining districts
9 · 13 mi
Airports
2 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Toledo Botanical Garden
Park

A major regional attraction featuring diverse gardens and walking trails.

Franklin Park Mall
Shopping

The primary regional shopping destination serving the area.

On the horizon · announced & under construction
Central Avenue Corridor ImprovementsInfrastructureOngoingMulti-phase road and utility upgrades to support commercial growth.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.