LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 43964 sells for about $148,700, or $105 per square foot.

Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $772 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 43964 — Toronto

Jefferson County →refreshed Sep 21, 2026next refresh Oct 21, 2026
Market mood · neutral

The housing market in 43964 remains stable with modest price appreciation and low inventory levels. Demand is driven by local affordability and steady employment in the regional industrial sector, keeping the market balanced for buyers and sellers.

Who this ZIP fits

This ZIP is well-suited for local families and workers seeking affordable housing options with a small-town atmosphere and proximity to regional industrial employment.

Parent geography
Toronto · no city intel reportJefferson County →Ohio state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 122.5 km²Water area · 2.5 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$148,700
+2.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
68 days
Active listings
36
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
70
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
62
Growth/100

Median prices moved up 2.4% year over year.

57
Liquidity/100

Homes spend a median of 68 days on market with 4.2 months of supply — a balanced-paced market.

72
Momentum/100

12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

89
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.2% · poverty 12.2% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$70,000$105,000$140,000$175,000$210,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$900$1,200$1,500$1,800$2,100

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
-0.8%

versus the prior ACS vintage

Net migration
−120 people

net outflow — more people moved out than in

Population base
8,952

ZCTA 43964, Jefferson County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
0.9%
Foreign-born residents
80
Naturalized (of foreign-born)
95%
Non-citizens (of population)
0%
Entered 2010 or later (of foreign-born)
57.5%
World region of birth (foreign-born)
Asia
47.5%
Europe
40%
Africa
7.5%
Americas
5%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in Toronto, OH are generally lower than the national average, with property crime being the most frequently reported incident type.

Schools & education

The area is served by Toronto City School District, which maintains a stable academic reputation within the local Jefferson County educational landscape.

Environmental & hazard

The region faces moderate risks related to seasonal flooding near the Ohio River and occasional severe wind events, typical for the Upper Ohio Valley.

Growth & development

Economic momentum is tied to regional industrial and logistics sectors along the Ohio River, with steady but modest infrastructure investment.

Taxation

Property taxes are assessed by Jefferson County based on local millage rates, which include levies for schools, county services, and municipal operations.

Transportation & commute

Residents primarily commute by car to employment hubs in Steubenville or across the river into West Virginia, with limited public transit options.

Recreation & amenities

The area features access to the Ohio River for boating and fishing, along with local municipal parks and proximity to regional hiking trails.

Rental market

The rental market is characterized by low vacancy rates and steady demand from local workers, with limited new multi-family construction.

Economy & employers

The local economy is anchored by manufacturing, healthcare, and logistics industries, with significant employment ties to the broader Steubenville-Weirton metropolitan area.

Transportation & infrastructure

Transportation is heavily reliant on personal vehicles, with State Route 7 serving as the primary corridor for regional connectivity.

Development pipeline

Development is focused on small-scale residential infill and municipal infrastructure maintenance rather than large-scale commercial expansion.

County appraisal district

The Jefferson County Auditor manages property assessments, conducting triennial updates to ensure valuations align with market trends.

Special districts

Parcels are subject to standard municipal, county, and school district levies, with no significant MUD or PID special districts reported.

Insurance & hazard market

Property insurance premiums are stable, though coverage for flood-prone areas near the river requires specific policy considerations.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 43964, Jefferson County OH
Population
8,952
Median age
49.2 yrs
Owner-occupancy
72.4%
Median home value
$135,000
Median gross rent
$820
Median household income
$60,365
Median year built
1960
Vacancy rate
8.5%
Renter share
27.6%
Owner cost burden
18.2%
Renter cost burden
35.4%
Population change
-0.8%
Net migration
-120
Work-from-home share
6.2%
Mean commute
24.5 min
Bachelor's or higher
18.5%
Unemployment
2.2%
Poverty rate
12.2%
Avg household size
2.35
White
94.2%
Black or African American
1.8%
Hispanic or Latino
1.5%
Other
2.5%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Toronto Elementary SchoolElementaryBToronto City School DistrictPrimary public elementary school for the district.
Toronto Junior-Senior High SchoolHighBToronto City School DistrictServes secondary students in the Toronto area.
School districts
Toronto City School DistrictBSmall, community-focused district serving the city of Toronto.
Utilities & services
InternetSpectrum/FrontierBroadband availability varies by specific street address.
Natural GasEnbridge/DominionStandard residential service.
ElectricAEP OhioRegulated utility provider.
Water/SewerCity of TorontoMunicipal utility services.
TrashWaste ManagementContracted municipal service.
Major employers & industries
Toronto City SchoolsEducationMajor local employer.
Local Manufacturing/LogisticsIndustrialPrimary regional industry base.
Major amenities · ZIP 43964
Entertainment venues, stadiums & amphitheaters
11 · 20 mi
Family fun & things to do
17 · 13 mi
Museums, galleries & history
3 · 20 mi
Parks, trails & nature
11 · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
7 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Veterans Park
Park

Local community park offering recreational space and sports facilities.

Ohio River
Waterfront

Provides regional access for fishing, boating, and scenic views.

On the horizon · announced & under construction
Riverfront Infrastructure UpgradesInfrastructureOngoingPeriodic improvements to local river access and municipal utility infrastructure.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.