Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$290K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$469K+5.4%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$389K+5.1%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$326K+1.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$289K+0.7%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$847K-4.3%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$500K-2.9%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$469K+0.8%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-0.6%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$810K+1.0%|Tarrant County · TXMedian List$375K+1.8%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$224K+4.3%|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$290K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$469K+5.4%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$389K+5.1%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$326K+1.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$289K+0.7%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$847K-4.3%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$500K-2.9%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$469K+0.8%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-0.6%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$810K+1.0%|Tarrant County · TXMedian List$375K+1.8%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$224K+4.3%|
Property-class scope
ARED ScoreMarket grade · ZIP
as of Sep 16, 2026
A
+50 / ±100
strong positive
−1000+100
Reason codes · heaviest factors
PM
Price momentum
+23.2% YoY median
+100
IS
Inventory & supply
8.75 months of supply
-100
SL
Sale-to-list ratio
100% sale-to-list
+100
MS
Market sentiment
optimistic
+100
PC
Price-cut pressure
2.8% of listings with a cut
+50

Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 44131 — Independence

Cuyahoga County →refreshed Sep 16, 2026next refresh Oct 1, 2026
Market mood · optimistic

The Independence housing market is currently experiencing high demand and significant price appreciation, driven by limited inventory and the area's reputation for quality schools and corporate access. Competition remains intense, with homes selling quickly at or above asking price. This trend reflects a broader regional preference for stable, well-connected suburban communities.

Who this ZIP fits

This ZIP is ideal for family buyers and professionals who prioritize high-performing schools, suburban safety, and convenient highway access to the Cleveland employment core.

Parent geography
Independence · no city intel reportCuyahoga County →Ohio state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 40.7 km²Water area · 0.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$437,500
+23.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
13 days
Active listings
35
Listings with price cuts
3%
share of active listings
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
86
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 23.2% year over year.

57
Liquidity/100

Homes spend a median of 13 days on market with 8.8 months of supply — a balanced-paced market.

88
Momentum/100

3% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

100
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.1% · poverty 3.9% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$150,000$300,000$450,000$600,000$750,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$3,000$4,000$5,000$6,000$7,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
20,577

ZCTA 44131, Cuyahoga County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
7.3%
Foreign-born residents
1,504
Naturalized (of foreign-born)
81.3%
Non-citizens (of population)
1.4%
Entered 2010 or later (of foreign-born)
21.5%
World region of birth (foreign-born)
Europe
56.9%
Asia
32.2%
Americas
7%
Africa
3.9%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Independence generally reports low crime rates compared to the broader Cleveland metropolitan area, maintaining a reputation as a safe, suburban community.

Schools & education

The area is served by the Independence Local School District, which is consistently highly rated for academic performance and student support services.

Environmental & hazard

The region faces standard Midwestern climate risks, including seasonal severe thunderstorms and winter weather, with localized flood risks managed by regional watershed authorities.

Growth & development

The area benefits from a strong corporate presence, particularly in the tech and professional services sectors, with ongoing infrastructure maintenance supporting its suburban business parks.

Taxation

Property taxes are assessed by Cuyahoga County based on market value, with rates determined by local school district levies and municipal millage.

Transportation & commute

Residents benefit from direct access to I-77 and I-480, providing a relatively efficient commute to downtown Cleveland and the surrounding employment hubs.

Recreation & amenities

The area features access to the Cuyahoga Valley National Park nearby, local community parks, and various golf courses, alongside convenient retail shopping along the Rockside Road corridor.

Rental market

The rental market is characterized by low vacancy rates and steady demand, driven by the area's proximity to major employment centers and high quality of life.

Economy & employers

The economy is anchored by a mix of corporate headquarters, professional services, and technology firms, benefiting from its strategic location at the intersection of major regional highways.

Transportation & infrastructure

The area is highly car-dependent, relying on the I-77 and I-480 corridors for regional connectivity, with limited public transit options.

Development pipeline

Development is focused on infill residential projects and the modernization of existing commercial office space along the Rockside Road corridor.

County appraisal district

The Cuyahoga County Fiscal Office conducts triennial updates and sexennial reappraisals to determine property values for tax purposes.

Special districts

Parcels are subject to Independence Local School District taxes and various county-wide special levies for health and human services.

Insurance & hazard market

Property insurance premiums are stable, reflecting the area's low risk for major natural disasters compared to coastal regions.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 44131, Cuyahoga County OH
Population
20,577
Median age
49.7 yrs
Owner-occupancy
82.5%
Median home value
$325,000
Median gross rent
$1,250
Median household income
$98,500
Median year built
1965
Vacancy rate
4.2%
Renter share
17.5%
Owner cost burden
18.4%
Renter cost burden
32.1%
Population change
+0.5%
Net migration
0
Work-from-home share
18.2%
Mean commute
24.5 min
Bachelor's or higher
48.6%
Unemployment
2.1%
Poverty rate
3.9%
Avg household size
2.3
White
91.2%
Asian
3.5%
Hispanic
2.1%
Black
1.8%
Other
1.4%

Data retrieved from data.census.gov ZCTA 44131 profile.

Assigned schools
Independence High SchoolHigh8/10Independence Local School DistrictHighly regarded for academic rigor and extracurricular programs.
Independence Middle SchoolMiddle8/10Independence Local School DistrictStrong focus on STEM and preparatory curriculum.
School districts
Independence Local School DistrictASmall, high-performing district serving the city of Independence.
Utilities & services
ElectricFirstEnergy/CEIDeregulated market allows choice of retail supplier.
Natural GasDominion Energy OhioPrimary provider for the region.
InternetSpectrum/AT&TBroadband and fiber options available.
Major employers & industries
Independence Business ParkCorporate/TechMajor regional employment hub.
Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Cuyahoga Valley National Park
National Park

Provides extensive hiking, biking, and nature trails adjacent to the area.

Rockside Road District
Commercial/Dining

Major hub for corporate offices, hotels, and diverse dining options.

On the horizon · announced & under construction
Rockside Road Infrastructure UpgradesInfrastructureOngoingContinuous improvements to traffic flow and utility capacity for the business corridor.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

Market signals — layered trendsZIP 44131 · 8 charts · one line per tier in the chain

Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.

Assessed-value momentum — YoY
county-assessed values · 5-yr historical · 1-yr forecast at the trailing 3-read mean · no-roll-up tiers: own refresh series
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — dollar levels
raw district CAD assessed levels · 5-yr historical · 1-yr forecast · property mix varies with coverage
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — indexed trajectory
YoY-chained index · base 100 at each line's first charted year · 5-yr historical · 1-yr forecast
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Comp sales — month over month
nearby comp sales vs the assessed anchor · 5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Active inventory — month over month
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Liquidity velocity — days on market
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Price-cut share
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Foreclosure presence
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.

Foreclosure ledger Investor tier

Unlocked in the Investor tier

Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.

Upgrade to Investor — $249/mo