The story of this market
The typical home in ZIP 45102 sells for about $284,000, or $175 per square foot.
Prices are roughly flat from a year ago (0%), a market in balance. Homes take about 37 days to sell. HUD's fair market rent for a two-bedroom is $975 a month.
ZIP 45102 — Amelia
The housing market in ZIP 45102 remains stable with moderate inventory levels and consistent demand. Prices have held steady year-over-year, reflecting a balanced market where buyers have more options than in previous years. The area continues to attract families due to its suburban character and relative affordability within the Cincinnati metro.
This ZIP is well-suited for family buyers and commuters seeking suburban affordability and space within reach of the Cincinnati metro area.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 37 days on market with 4.2 months of supply — a fast-moving market.
17% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.6% · poverty 12.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45102, Clermont County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by local public school districts with generally stable performance ratings consistent with suburban Clermont County.
The region faces standard Midwestern climate risks, including seasonal severe thunderstorms and occasional wind events; flood risk is localized to specific low-lying areas near water bodies.
Amelia benefits from its proximity to the Cincinnati employment core, with ongoing residential development and suburban expansion driving local economic activity.
Property taxes are assessed by Clermont County based on local millage rates, which include levies for schools, county services, and township operations.
Commuters typically rely on State Route 125 for access to downtown Cincinnati, with average commute times reflecting suburban traffic patterns.
The area features access to local parks and green spaces, with proximity to the Ohio River and various community shopping centers within a short drive.
The rental market is characterized by steady demand from families and commuters, with moderate vacancy pressure and a mix of single-family and multi-family offerings.
The local economy is anchored by the broader Cincinnati metropolitan area, with a diverse mix of manufacturing, healthcare, and retail sectors.
Transportation is primarily highway-dependent, with State Route 125 serving as the main artery for regional connectivity.
Ongoing residential development continues to expand the suburban footprint of the Amelia area.
Clermont County Auditor manages property assessments, typically updated on a triennial cycle.
Parcels are subject to local school district levies and county-wide special service districts.
Standard property insurance coverage is available, with premiums influenced by regional weather patterns and hazard exposure.
Data retrieved from data.census.gov ZCTA 45102 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community park providing green space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.