The story of this market
The typical home in ZIP 45106 sells for about $335,000, or $168 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $718 a month.
ZIP 45106
The housing market in ZIP 45106 remains stable with steady demand for single-family homes, driven by buyers seeking affordability outside the Cincinnati urban core. While inventory has increased slightly, homes continue to sell at a consistent pace, reflecting a balanced market environment. Prices have seen modest year-over-year growth, supported by the area's appeal to families and commuters.
This ZIP is ideal for families and individuals seeking a quiet, rural-suburban lifestyle with access to outdoor recreation. It is well-suited for those who prioritize affordability and community feel over proximity to urban employment centers.
Median prices moved up 2.1% year over year.
Homes spend a median of 42 days on market with 4.2 months of supply — a fast-moving market.
17% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 12.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 45106, Bethel OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Bethel area are generally lower than the broader Cincinnati metropolitan average, with property crime being the primary concern. Local law enforcement reports stable trends, though residents are encouraged to maintain standard security precautions.
The area is primarily served by the Bethel-Tate Local School District, which maintains a solid reputation for community-focused education. Schools in the district generally meet state performance standards, providing a stable environment for local families.
The region faces moderate risks related to severe thunderstorms and occasional high winds. Flood risk is localized to specific low-lying areas near the East Fork Little Miami River, and standard property insurance coverage is readily available.
Economic momentum is driven by the expansion of the Cincinnati exurbs and proximity to major regional employment hubs. Infrastructure improvements along the State Route 125 corridor continue to support residential growth and small-scale commercial development.
Property taxes are assessed by Clermont County based on the market value of real estate, with rates determined by local school district levies and municipal requirements. There are no local income taxes beyond standard state and municipal obligations.
Commuting to the Cincinnati employment core typically involves a 45-60 minute drive via State Route 125 and I-275. Public transit options are extremely limited, making personal vehicle ownership essential for residents.
The area offers significant outdoor access, including proximity to East Fork State Park, which provides extensive hiking, boating, and fishing opportunities. Local shopping and dining are concentrated in the historic downtown Bethel area.
The rental market is characterized by low vacancy rates and a limited supply of multi-family housing. Demand is driven by families and individuals seeking a more affordable alternative to the inner-ring suburbs of Cincinnati.
The local economy is supported by a mix of small businesses, agricultural services, and a workforce that largely commutes to the broader Cincinnati metropolitan area. Major regional employers include healthcare systems and manufacturing hubs located in eastern Hamilton and Clermont counties.
Transportation is heavily reliant on private vehicles, with State Route 125 serving as the primary artery connecting the area to the Cincinnati metro region. There is no significant public transit infrastructure serving this ZIP code.
Development is focused on low-density residential expansion and the preservation of the area's rural character. There are no major high-density commercial projects currently approved within the ZIP code.
The Clermont County Auditor's office manages property assessments, conducting triennial updates and sexennial reappraisals to ensure tax equity. Assessments are based on recent market sales data within the county.
Parcels are subject to local school district taxes, county-wide levies, and specific township fire and emergency service districts. There are no major MUDs or PIDs currently impacting residential parcels.
Property insurance premiums are stable, though homeowners should account for potential wind and storm damage coverage. The area is not considered a high-risk zone for major natural disasters.
Ohio has seen a stabilization in domestic migration, with suburban areas like Clermont County attracting families moving from denser urban cores. This trend is supported by the search for more space and lower cost-of-living environments.
Ohio is a judicial foreclosure state, requiring court intervention for the foreclosure process. This typically results in a longer timeline for lenders to complete the process compared to non-judicial states.
Ohio law requires sellers to provide a Residential Property Disclosure Form, detailing the condition of the property's major systems and any known material defects. Sellers must disclose these items to the best of their knowledge at the time of sale.
Data retrieved from data.census.gov ZCTA 45106 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
One of Ohio's largest state parks, offering extensive trails, a large lake, and camping.
Features local boutiques, cafes, and historic architecture in the village center.
Key-figure check: median price diverges 15.0% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Validation: the flagged $284,900 (-15% vs the published ten-year series (2025)) could not be independently corroborated and was reverted to the prior cycle value pending review; the case is under review in the Command Center.