The story of this market
The typical home in ZIP 45120 sells for about $339,000, or $188 per square foot.
Prices are up +5.8% from a year ago, so sellers still have some momentum. Homes take about 38 days to sell. HUD's fair market rent for a two-bedroom is $1,405 a month.
This ZIP has no home sales of its own, so its market figures come from Clermont County, Ohio (county-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.
ZIP 45120 — Felicity
The housing market in 45120 remains a high-end, low-inventory environment characterized by high sale-to-list ratios and long-term value appreciation. Demand for estate-style properties remains strong, driven by the area's reputation for top-tier schools and privacy. While inventory has seen slight increases, the market remains firmly in favor of sellers due to the scarcity of available listings.
This area is best suited for affluent families and long-term homeowners seeking privacy, large lots, and top-tier school districts.
Median prices moved up 5.8% year over year.
Homes spend a median of 38 days on market with 2.4 months of supply — a fast-moving market.
29% of listings have cut prices · homes sell at 98.8% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.0% · poverty 27.3% — a mixed stability profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45120, Hamilton County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is characterized by very low crime rates, significantly lower than the regional average for the Cincinnati metro area.
The area is served by highly-rated public schools, consistently ranking among the top-performing districts in the state of Ohio.
The area faces standard regional risks including seasonal severe thunderstorms and occasional high winds, with minimal flood risk in residential zones.
The area maintains a stable, high-end residential character with limited new commercial development, focusing on preserving existing estate-style properties.
Property taxes are assessed by the county based on market value, with additional levies for local school districts and municipal services.
Residents primarily commute by private vehicle, with a typical drive time of 25-35 minutes to downtown Cincinnati employment hubs.
The area features extensive greenbelts, private golf clubs, and proximity to regional park systems, offering high-end outdoor amenities.
The rental market is extremely limited, consisting primarily of high-end single-family homes with very low vacancy pressure.
The local economy is anchored by proximity to the Cincinnati metro area, with residents largely employed in professional services, healthcare, and corporate management.
The area is served by major highway corridors providing access to the Cincinnati metro core, with limited public transit infrastructure.
Development is strictly regulated to maintain the low-density, estate-residential character of the community.
The Hamilton County Auditor manages property assessments, utilizing a triennial update cycle to reflect market value changes.
Parcels are subject to local school district levies and county-wide service assessments.
Property insurance premiums are stable, reflecting the low-hazard, high-value nature of the residential housing stock.
Data retrieved from data.census.gov ZCTA 45120 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Extensive network of protected trails and natural areas.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass. Coherence hold-out: this pass's median price ($1,872,500) sat outside the 0.25–4× band around Clermont County's retained level and was not stored.