The story of this market
The typical home in ZIP 45122 sells for about $326,000, or $175 per square foot.
Prices are up +17.8% from a year ago, so sellers still have some momentum. Homes take about 76 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,265 a month.
ZIP 45122 — Goshen
The 45122 housing market is experiencing moderate price appreciation and high demand for single-family homes, driven by its relative affordability compared to the Cincinnati urban core. While inventory remains tight, the market is showing signs of stabilization as buyers adjust to current interest rate environments.
This ZIP is well-suited for family buyers and commuters seeking larger lot sizes and a semi-rural lifestyle while maintaining access to the Cincinnati metro area.
Median prices moved up 17.8% year over year.
Homes spend a median of 76 days on market with 9.1 months of supply — a slower-moving market.
17% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.4% · poverty 6.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45122, Clermont County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is primarily served by the Goshen Local School District, which maintains a rural-suburban character with moderate performance ratings.
The region faces standard Midwestern climate risks, including occasional severe thunderstorms and wind events; flood risk is localized to specific low-lying areas near the Little Miami River basin.
Economic momentum is driven by proximity to the greater Cincinnati employment core and local industrial expansion in Clermont County, though the ZIP remains largely residential and semi-rural.
Property taxes are assessed by Clermont County based on market value, with rates determined by local school district levies and township-specific millage.
Residents typically commute by car toward Cincinnati via OH-28 and I-275, with average travel times around 29 minutes.
The area features access to the Little Miami Scenic Trail and various local parks, with suburban shopping and dining options concentrated along the OH-28 corridor.
The rental market is characterized by low inventory and steady demand from residents seeking a more affordable alternative to the inner-ring Cincinnati suburbs.
The local economy is anchored by small-to-medium enterprises and service-sector jobs, with significant reliance on the broader Cincinnati labor market.
Transportation is almost exclusively automobile-dependent, relying on state routes to connect to the regional interstate highway network.
Development is primarily focused on low-density residential expansion and small-scale commercial infill along the OH-28 corridor.
The Clermont County Auditor manages property assessments, conducting triennial updates to ensure valuations reflect current market conditions.
Parcels are subject to Goshen Local School District levies and various township-level fire and emergency service districts.
Property insurance premiums are stable but sensitive to regional severe weather patterns, including wind and hail exposure.
Data retrieved from Census Reporter and US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A major regional paved trail system for cycling and hiking.
Local recreational facility with sports fields and playgrounds.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.