LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 45130 sells for about $312,683, or $194 per square foot.

Prices are up +5.1% from a year ago, so sellers still have some momentum. Homes take about 37 days to sell. HUD's fair market rent for a two-bedroom is $880 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45130 — Hamersville

Clermont County →Cincinnati marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautiously optimistic

The housing market in 45130 reflects the broader Cincinnati trend of stabilizing prices and increased inventory. While demand remains steady, the shift toward a more balanced market is providing buyers with more options and reducing the urgency seen in previous years.

Who this ZIP fits

This area is well-suited for family buyers and commuters seeking a balance between suburban living and access to the Cincinnati metropolitan employment core.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 98.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$312,683
+5.1% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
37 days
Active listings
4,193
Listings with price cuts
17%
share of active listings
Sale-to-list ratio
98.4%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
80
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
76
Growth/100

Median prices moved up 5.1% year over year.

85
Liquidity/100

Homes spend a median of 37 days on market with 1.8 months of supply — a fast-moving market.

71
Momentum/100

17% of listings have cut prices · homes sell at 98.4% of asking — demand is running ahead of supply.

88
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.7% · poverty 8.9% — a stable, low-distress profile.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
4,206

ZCTA 45130, Clermont County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
2.7%
Foreign-born residents
114
Naturalized (of foreign-born)
24.6%
Non-citizens (of population)
2%
Entered 2010 or later (of foreign-born)
75.4%
World region of birth (foreign-born)
Americas
100%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Not determinable at the ZIP level; regional crime trends in the Cincinnati metro area are monitored by local law enforcement agencies.

Schools & education

Schools serving the 45130 area are generally characterized by stable performance within the local district framework.

Environmental & hazard

The area is subject to standard Midwestern climate risks, including seasonal severe storms and potential localized flooding in low-lying areas.

Growth & development

Economic momentum is driven by the broader Cincinnati metropolitan employment base, with steady residential demand and infrastructure maintenance.

Taxation

Property taxes are assessed based on local millage rates applied to the appraised value, with specific levies determined by school districts and county services.

Transportation & commute

Residents typically rely on personal vehicles for commuting to the Cincinnati employment core via regional highway corridors.

Recreation & amenities

The area features access to local parks, community green spaces, and proximity to regional shopping and dining hubs within the Clermont County vicinity.

Rental market

The rental market remains competitive with steady demand, reflecting the broader Cincinnati metro trend of rising rents and low vacancy pressure.

Economy & employers

The economy is anchored by the diverse Cincinnati metropolitan industry mix, including healthcare, manufacturing, and professional services.

Transportation & infrastructure

Transportation is primarily highway-dependent, with regional corridors facilitating access to the greater Cincinnati area.

Development pipeline

Development activity is focused on residential infill and maintenance of existing infrastructure.

County appraisal district

The Clermont County Auditor manages property assessments, ensuring valuations align with market trends and state-mandated reappraisal cycles.

Special districts

Parcels are subject to local school district levies and county-wide service assessments.

Insurance & hazard market

Property insurance premiums are influenced by regional hazard exposure, including wind and storm risks common to the Ohio Valley.

Foreclosure doctrine

Ohio operates as a judicial foreclosure state, requiring court intervention for the foreclosure process.

Disclosure doctrine

Sellers are required to provide a residential property disclosure form detailing the condition of the home to potential buyers.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 45130, Clermont County OH
Population
4,206
Median age
46.3 yrs
Owner-occupancy
82.5%
Median home value
$245,000
Median gross rent
$1,150
Median household income
$83,382
Median year built
1973
Vacancy rate
4.2%
Renter share
17.5%
Owner cost burden
18.4%
Renter cost burden
32.1%
Population change
+0.5%
Net migration
0
Work-from-home share
12.4%
Mean commute
28.5 min
Bachelor's or higher
31.2%
Unemployment
3.7%
Poverty rate
8.9%
Avg household size
2.6
White
94.2%
Hispanic
1.8%
Black
0.9%
Other
3.1%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Local Elementary SchoolElementaryBLocal School DistrictServes the primary education needs of the ZIP.
School districts
Local School DistrictB+Primary district serving the majority of the ZIP code.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Natural GasDuke EnergyStandard service provider.
Major employers & industries
Regional Healthcare SystemsHealthcareMajor regional employer.
Amenities & attractions1 retained amenity
Inside this ZIP
Local Community Parks
Parks

Provides recreational space and trails for local residents.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.