The story of this market
The typical home in ZIP 45140 sells for about $421,650, or $205 per square foot.
Prices are up +3.8% from a year ago, so sellers still have some momentum. Homes take about 3 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,478 a month.
ZIP 45140 — Loveland
The 45140 housing market remains highly competitive with low inventory and rapid sales, as evidenced by a median of only 3 days on market. Prices continue to appreciate steadily, driven by strong demand and the area's reputation for high-quality schools and suburban lifestyle. While inventory is beginning to show signs of growth, the market remains firmly in favor of sellers.
This ZIP is ideal for families seeking high-quality schools and suburban amenities, as well as professionals commuting to Cincinnati who desire a balance of space and accessibility.
Median prices moved up 3.8% year over year.
Homes spend a median of 3 days on market with 0.8 months of supply — a fast-moving market.
17% of listings have cut prices · homes sell at 99.3% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.7% · poverty 4.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 45140
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Loveland area are generally low, consistently ranking below both state and national averages for violent and property crime.
The area is served by highly-rated public school districts, including Loveland City School District, which is recognized for strong academic performance and college readiness.
The region faces moderate risks from severe thunderstorms and occasional flooding near the Little Miami River, with standard insurance coverage typically available.
The area benefits from proximity to the Cincinnati employment core and ongoing suburban development, with steady demand for residential expansion.
Property taxes are assessed at the county level based on market value, with additional levies for local school districts and municipal services.
Residents primarily commute by car to the Cincinnati metropolitan area, with typical drive times ranging from 30 to 45 minutes depending on traffic.
The area features extensive access to the Little Miami Scenic Trail, numerous community parks, and proximity to local golf courses and shopping centers.
The rental market is characterized by low vacancy rates and steady demand, with a mix of single-family rentals and apartment communities.
The local economy is anchored by the broader Cincinnati metro area, with significant employment in healthcare, manufacturing, and professional services.
Transportation is heavily reliant on private vehicles, with access to I-275 and I-71 providing connectivity to the wider region.
Ongoing residential infill and commercial revitalization projects are focused on the downtown Loveland area.
Parcels are subject to standard municipal, county, and school district tax levies.
Property insurance premiums are stable, though coverage for wind and hail damage is standard practice in the region.
Data retrieved from census.gov ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Kings Island4.67.1 mi
- Jungle Jim's International Market4.716.1 mi
- Great Wolf Lodge | Mason4.27.6 mi
- Dave & Buster's Springdale - Cincinnati4.211.7 mi
- Scene75 Entertainment Center | Cincinnati4.53.4 mi
- Great American Ball Park4.717 mi
- TQL Stadium4.717.2 mi
- Paycor Stadium4.417.5 mi
- Riverbend Music Center4.515.9 mi
- Liberty Center4.611.2 mi
- Kings Island4.67.1 mi
- Great Wolf Lodge | Mason4.27.6 mi
- AMC West Chester 184.210.7 mi
- Summit Park4.87.4 mi
- Ault Park4.811.3 mi
- Cincinnati Museum Center4.717.9 mi
- Cincinnati Art Museum4.815.9 mi
- Loveland Castle Museum4.63.1 mi
- American Sign Museum4.817 mi
- Cincinnati Music Hall4.917.1 mi
- Summit Park4.87.4 mi
- Ault Park4.811.3 mi
- Cincinnati Nature Center4.87.9 mi
- Sharon Woods4.78.6 mi
- Voice of America MetroPark4.610.4 mi
- Topgolf West Chester4.410.8 mi
- The Grizzly Golf Course4.27.6 mi
- The Golf Club at Stonelick Hills4.69.2 mi
- Glenview Golf Course4.412.6 mi
- Reeves Golf Course4.112.3 mi
- Kenwood Towne Centre4.47.4 mi
- Liberty Center4.611.2 mi
- EastGate Mall3.89.7 mi
- Meijer4.211 mi
- Rookwood Commons & Pavilion4.512.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major regional paved trail for cycling and walking.
Central park in Loveland featuring river access and event space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.