Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$295K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$469K+5.4%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$389K+5.1%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$289K+0.7%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$847K-4.3%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$475K+0.8%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$469K+0.8%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-0.6%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$810K+1.0%|Tarrant County · TXMedian List$347K+0.4%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$224K+4.3%|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$295K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$469K+5.4%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$389K+5.1%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$289K+0.7%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$847K-4.3%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$475K+0.8%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$469K+0.8%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-0.6%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$810K+1.0%|Tarrant County · TXMedian List$347K+0.4%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$224K+4.3%|
Property-class scope
ARED ScoreMarket grade · ZIP
as of Sep 22, 2026
B−
0 / ±100
neutral
−1000+100
Reason codes · heaviest factors
PM
Price momentum
-13.54% YoY median
-100
IS
Inventory & supply
2.5 months of supply
+100
SL
Sale-to-list ratio
98.4% sale-to-list
+50
MS
Market sentiment
cautiously optimistic
-50

Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45202 — Cincinnati

Hamilton County →Cincinnati marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautiously optimistic

The 45202 housing market is experiencing a shift as inventory levels rise, providing more options for buyers after a period of extreme scarcity. While median prices have seen a year-over-year correction, the area remains a highly desirable urban core for professionals, supported by strong income levels and ongoing development. The market is transitioning from a seller-dominated environment to a more balanced state.

Who this ZIP fits

This ZIP is ideal for young professionals, urban commuters, and investors seeking high-density, walkable living near the city's primary employment and entertainment core.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 6.9 km²Water area · 0.5 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$444,000
-13.54% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
37 days
Active listings
4,193
Listings with price cuts
17%
share of active listings
Sale-to-list ratio
98.4%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
58
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
0
Growth/100

Median prices moved down 13.5% year over year.

81
Liquidity/100

Homes spend a median of 37 days on market with 2.5 months of supply — a fast-moving market.

71
Momentum/100

17% of listings have cut prices · homes sell at 98.4% of asking — demand is running ahead of supply.

78
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.0% · poverty 16.2% — a stable, low-distress profile.

Census trends · population flowsACS 2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
17,869

ZCTA 45202, Hamilton County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
7%
Foreign-born residents
1,256
Naturalized (of foreign-born)
41%
Non-citizens (of population)
4.1%
Entered 2010 or later (of foreign-born)
59.2%
World region of birth (foreign-born)
Asia
37.3%
Europe
30.8%
Americas
15.8%
Africa
14.2%
Oceania
1.8%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Growth & development

The area serves as a central business district hub with significant ongoing urban redevelopment and high-density residential growth.

Taxation

Property taxes are assessed by Hamilton County based on local millage rates; specific exemptions apply for owner-occupied primary residences.

Transportation & commute

This ZIP is located in the heart of downtown Cincinnati, offering high walkability and immediate access to major employment centers and transit corridors.

Recreation & amenities

The area features proximity to major urban amenities including Smale Riverfront Park, Fountain Square, and various museums and dining districts.

Rental market

The rental market is characterized by high demand from young professionals and a significant inventory of luxury apartment developments.

Economy & employers

The economy is anchored by major corporate headquarters, financial services, and a growing tech and healthcare sector in the downtown core.

Transportation & infrastructure

The area is served by the Cincinnati Bell Connector streetcar and extensive bus transit networks, with easy access to I-71 and I-75.

Development pipeline

Ongoing urban infill projects and mixed-use developments continue to reshape the downtown residential landscape.

County appraisal district

The Hamilton County Auditor manages property assessments, typically updated on a triennial cycle.

Special districts

Parcels are subject to Cincinnati Public Schools district taxes and various municipal utility and service assessments.

Insurance & hazard market

Property insurance premiums are influenced by urban density and regional weather patterns typical of the Ohio Valley.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 45202, Hamilton County OH
Population
17,869
Median age
33.3 yrs
Owner-occupancy
21.2%
Median home value
$444,000
Median gross rent
$1,650
Median household income
$95,633
Median year built
1938
Vacancy rate
12.5%
Renter share
78.8%
Owner cost burden
25%
Renter cost burden
40%
Population change
+0.5%
Net migration
0
Work-from-home share
25%
Mean commute
18.5 min
Bachelor's or higher
63.6%
Unemployment
4%
Poverty rate
16.2%
Avg household size
1.8
White
75%
Black or African American
15%
Asian
5%
Other
5%

Data retrieved from data.census.gov ZCTA 45202 profile.

Assigned schools
Cincinnati Public SchoolsDistrictB-Cincinnati Public SchoolsPrevailing district serving the downtown area.
School districts
Cincinnati Public SchoolsB-Large urban district serving the city of Cincinnati.
Utilities & services
ElectricDuke EnergyPrimary provider in the region.
Natural GasDuke EnergyPrimary provider in the region.
Major employers & industries
Procter & GambleConsumer GoodsMajor global headquarters.
Fifth Third BankFinanceRegional headquarters.
Amenities & attractions2 retained amenities
Inside this ZIP
Smale Riverfront Park
Park

Major riverfront green space and recreational area.

Fountain Square
Public Plaza

Central gathering place for events and dining.

Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

Market signals — layered trendsZIP 45202 · 8 charts · one line per tier in the chain

Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.

Assessed-value momentum — YoY
county-assessed values · 5-yr historical · 1-yr forecast at the trailing 3-read mean · no-roll-up tiers: own refresh series
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — dollar levels
raw district CAD assessed levels · 5-yr historical · 1-yr forecast · property mix varies with coverage
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — indexed trajectory
YoY-chained index · base 100 at each line's first charted year · 5-yr historical · 1-yr forecast
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Comp sales — month over month
nearby comp sales vs the assessed anchor · 5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Active inventory — month over month
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Liquidity velocity — days on market
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Price-cut share
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Foreclosure presence
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.

Foreclosure ledger Investor tier

Unlocked in the Investor tier

Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.

Upgrade to Investor — $249/mo