Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$295K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$469K+5.4%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$389K+5.1%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$289K+0.7%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$847K-4.3%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$475K+0.8%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$469K+0.8%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-0.6%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$810K+1.0%|Tarrant County · TXMedian List$347K+0.4%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$224K+4.3%|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$295K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$469K+5.4%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$389K+5.1%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$289K+0.7%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$847K-4.3%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$475K+0.8%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$469K+0.8%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-0.6%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$810K+1.0%|Tarrant County · TXMedian List$347K+0.4%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$224K+4.3%|
Property-class scope
ARED ScoreMarket grade · ZIP
as of Sep 22, 2026
B−
0 / ±100
neutral
−1000+100
Reason codes · heaviest factors
PM
Price momentum
-5.5% YoY median
-100
IS
Inventory & supply
1 months of supply
+100
SL
Sale-to-list ratio
98.4% sale-to-list
+50
MS
Market sentiment
cautious
-50

Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45206 — Cincinnati

Hamilton County →Cincinnati marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautious

The 45206 housing market is experiencing a cooling phase with a 5.5% year-over-year decline in median sale prices to $300,000. Increased time on market and a high renter-to-owner ratio suggest a shift toward a more balanced market for buyers. The area remains a dense, urban-centric market driven by its proximity to downtown Cincinnati.

Who this ZIP fits

This ZIP is well-suited for young professionals and single adults who prioritize a short commute and urban density over traditional family-oriented suburban housing.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 5.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$300,000
-5.5% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
63 days
Active listings
40
Listings with price cuts
17%
share of active listings
Sale-to-list ratio
98.4%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
62
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
23
Growth/100

Median prices moved down 5.5% year over year.

77
Liquidity/100

Homes spend a median of 63 days on market with 1.0 months of supply — a fast-moving market.

71
Momentum/100

17% of listings have cut prices · homes sell at 98.4% of asking — demand is running ahead of supply.

78
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.4% · poverty 20.0% — a stable, low-distress profile.

Census trends · population flowsACS 2024 5-year estimates
Population change
0.0%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
10,299

ZCTA 45206, Hamilton County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
3.8%
Foreign-born residents
395
Naturalized (of foreign-born)
61%
Non-citizens (of population)
1.5%
Entered 2010 or later (of foreign-born)
23.3%
World region of birth (foreign-born)
Asia
49.4%
Americas
20.8%
Europe
20%
Africa
9.9%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Taxation

Property taxes are assessed by the Hamilton County Auditor based on property value; rates vary by local taxing district and school district levies.

Transportation & commute

Residents benefit from a short mean commute time of approximately 18 minutes, reflecting proximity to the Cincinnati employment core.

Recreation & amenities

The area features urban park access and is situated within a short distance of Cincinnati's central cultural and shopping districts.

Rental market

The rental market is characterized by a median asking rent of $1,400, with significant demand driven by the area's high density of single adults.

Economy & employers

The local economy is integrated into the broader Cincinnati metropolitan area, which features a diverse mix of healthcare, manufacturing, and corporate headquarters.

Transportation & infrastructure

The area is served by regional highway corridors and local transit infrastructure providing access to downtown Cincinnati.

County appraisal district

The Hamilton County Auditor manages property assessments for the area, utilizing a triennial update cycle.

Special districts

Parcels are subject to local school district levies and municipal service assessments typical of the Cincinnati metropolitan area.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 45206, Hamilton County OH
Population
10,299
Median age
37.2 yrs
Owner-occupancy
25.4%
Median home value
$269,900
Median gross rent
$1,050
Median household income
$62,648
Median year built
1944
Vacancy rate
15.3%
Renter share
74.6%
Owner cost burden
28.5%
Renter cost burden
48.2%
Population change
0%
Net migration
0
Work-from-home share
12.4%
Mean commute
18 min
Bachelor's or higher
38.5%
Unemployment
2.4%
Poverty rate
20%
Avg household size
2.1
White
42.1%
Black or African American
51.2%
Hispanic or Latino
2.8%
Other
3.9%

Data retrieved from Census Reporter and US Census Bureau ZCTA profiles.

School districts
Cincinnati Public SchoolsNot determinableThe primary district serving the ZIP code.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Natural GasDuke EnergyPrimary provider for the region.
Major employers & industries
University of CincinnatiEducation/HealthcareMajor regional employer.
Procter & GambleConsumer GoodsRegional headquarters.
Amenities & attractions1 retained amenity
Inside this ZIP
Eden Park
Park

A major regional park located near the ZIP offering scenic views and cultural institutions.

Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

Market signals — layered trendsZIP 45206 · 8 charts · one line per tier in the chain

Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.

Assessed-value momentum — YoY
county-assessed values · 5-yr historical · 1-yr forecast at the trailing 3-read mean · no-roll-up tiers: own refresh series
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — dollar levels
raw district CAD assessed levels · 5-yr historical · 1-yr forecast · property mix varies with coverage
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — indexed trajectory
YoY-chained index · base 100 at each line's first charted year · 5-yr historical · 1-yr forecast
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Comp sales — month over month
nearby comp sales vs the assessed anchor · 5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Active inventory — month over month
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Liquidity velocity — days on market
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Price-cut share
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Foreclosure presence
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.

Foreclosure ledger Investor tier

Unlocked in the Investor tier

Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.

Upgrade to Investor — $249/mo