LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 45209 sells for about $354,900, or $194 per square foot.

Prices are roughly flat from a year ago (0%), a market in balance. Homes take about 37 days to sell. HUD's fair market rent for a two-bedroom is $1,309 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45209 — Cincinnati

Hamilton County →Cincinnati marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautiously optimistic

The 45209 housing market remains stable with prices holding steady year-over-year despite a significant increase in active inventory across the broader Cincinnati area. Buyers are finding more options than in previous years, which has moderated the pace of sales while maintaining competitive demand. The market is currently characterized by a balanced environment where sellers are adjusting to a less aggressive bidding climate.

Who this ZIP fits

This ZIP is well-suited for young professionals and families seeking a balance of urban accessibility and established neighborhood character.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 5.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$354,900
0% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
37 days
Active listings
4,193
Listings with price cuts
17%
share of active listings
Sale-to-list ratio
98.4%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
75
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
50
Growth/100

Median prices moved sideways 0.0% year over year.

85
Liquidity/100

Homes spend a median of 37 days on market with 1.8 months of supply — a fast-moving market.

71
Momentum/100

17% of listings have cut prices · homes sell at 98.4% of asking — demand is running ahead of supply.

94
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.4% · poverty 7.7% — a stable, low-distress profile.

Census trends · population flowsACS 2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
10,570

ZCTA 45209, Hamilton County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
5.9%
Foreign-born residents
619
Naturalized (of foreign-born)
33%
Non-citizens (of population)
3.9%
Entered 2010 or later (of foreign-born)
67.2%
World region of birth (foreign-born)
Americas
55.3%
Asia
25.8%
Africa
10.2%
Europe
8.7%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

The area is served by the Cincinnati Public Schools district, which maintains a variety of magnet and neighborhood school options.

Growth & development

The area benefits from proximity to major Cincinnati employment hubs and ongoing urban infill development.

Taxation

Property taxes are assessed by Hamilton County based on local millage rates, which include levies for schools, municipal services, and county operations.

Transportation & commute

Residents typically enjoy a short commute, averaging approximately 20.4 minutes to reach major employment centers in the Cincinnati metro area.

Recreation & amenities

The ZIP features access to local parks and is within short driving distance of major shopping and dining districts in the Oakley and Hyde Park areas.

Rental market

The rental market is characterized by steady demand driven by the area's central location and proximity to local amenities.

Economy & employers

The local economy is anchored by the broader Cincinnati metropolitan employment base, featuring a mix of healthcare, education, and corporate services.

Transportation & infrastructure

The area is well-connected via major highway corridors including I-71, facilitating access to downtown Cincinnati and surrounding suburbs.

Development pipeline

Ongoing development focuses on mixed-use residential and commercial infill projects within the established urban fabric.

County appraisal district

The Hamilton County Auditor's office manages property assessments, conducting triennial updates and sexennial reappraisals.

Special districts

Parcels are subject to standard municipal and county tax levies, including those for the Cincinnati Public School District.

Insurance & hazard market

Property insurance rates are influenced by regional weather patterns and standard risk assessments for the Ohio Valley.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 45209, Hamilton County OH
Population
10,570
Median age
32.2 yrs
Owner-occupancy
52.4%
Median home value
$386,600
Median gross rent
$1,450
Median household income
$93,420
Median year built
1949
Vacancy rate
7.6%
Renter share
47.6%
Owner cost burden
22%
Renter cost burden
38%
Population change
+0.5%
Net migration
0
Work-from-home share
18.5%
Mean commute
20.4 min
Bachelor's or higher
58.2%
Unemployment
2.4%
Poverty rate
7.7%
Avg household size
2.1
White
82.1%
Black or African American
7.8%
Asian
3.5%
Hispanic or Latino
3.2%
Other
3.4%

Data retrieved from Census Reporter and data.census.gov profiles for ZCTA 45209.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Hyde Park SchoolElementary8/10Cincinnati Public SchoolsHighly rated neighborhood school serving the local community.
School districts
Cincinnati Public SchoolsBLarge urban district serving the city of Cincinnati with diverse educational programming.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Natural GasDuke EnergyPrimary provider for the region.
Water/SewerGreater Cincinnati Water WorksMunicipal utility service.
Major employers & industries
University of CincinnatiEducation/HealthcareMajor regional employer.
Procter & GambleConsumer GoodsCorporate headquarters in the region.
Major amenities · ZIP 45209
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
19 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
18 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
4 · 20 mi
Shopping & dining districts
5 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Oakley Square
Shopping/Dining

A central hub for local retail, dining, and community events.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.