Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 45216 — Cincinnati
The 45216 housing market is characterized by stable, albeit modest, price growth and a relatively fast pace of sales. While inventory levels have seen slight fluctuations, the market remains competitive for entry-level buyers due to the area's affordability relative to the broader Cincinnati metro. Rental demand is notably strong, reflecting the area's role as a key housing hub for the local workforce.
This ZIP is well-suited for budget-conscious buyers and investors looking for entry-level housing opportunities within the Cincinnati metro area. It appeals to those who prioritize proximity to the urban core and highway access over suburban amenities.
Median prices moved up 0.7% year over year.
Homes spend a median of 29 days on market with 3.2 months of supply — a fast-moving market.
17% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.7% · poverty 16.5% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 45216, Hamilton County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the 45216 area, which includes neighborhoods like St. Bernard and parts of Cincinnati, remain higher than the national average. Local law enforcement reports ongoing efforts to address property crime, which is a primary concern for residents compared to regional suburban benchmarks.
Schools serving the 45216 area are primarily part of the Cincinnati Public Schools district, which faces ongoing challenges with academic performance and resource allocation. Some private and parochial options exist nearby, providing alternative educational pathways for local families.
The area is primarily an urban environment with low wildfire risk, though localized flooding can occur in low-lying areas near Mill Creek. Property insurance premiums are generally stable but reflect the broader regional exposure to severe thunderstorm and wind events.
Economic momentum is driven by proximity to the Cincinnati industrial core and ongoing revitalization efforts in the Mill Creek corridor. Major employers in the broader region include healthcare systems and manufacturing hubs, though specific large-scale developments within 45216 are limited.
Property taxes in 45216 are levied by Hamilton County and the City of Cincinnati, with additional millage for school districts and special services. The effective tax rate is influenced by local levies and the state's biennial reappraisal cycle.
Residents of 45216 benefit from direct access to I-75, providing a central artery for commuting to downtown Cincinnati or northern employment hubs. Public transit via SORTA bus lines serves the area, though most residents rely on personal vehicles for daily travel.
The area features local community parks and is within short driving distance of the larger recreational amenities along the Mill Creek Greenway. Shopping and dining options are concentrated along major thoroughfares like Vine Street and nearby commercial districts in St. Bernard.
The rental market in 45216 is experiencing significant upward pressure on pricing, with recent data indicating a sharp increase in median asking rents. Vacancy rates remain low due to consistent demand for affordable housing options near the city center.
The economy is anchored by the broader Cincinnati industrial and service sectors, with significant employment in healthcare, education, and logistics. The area serves as a residential base for workers commuting to these diverse regional industries.
The area is served by a network of local roads and is bisected by I-75, which facilitates regional travel. Public transportation is provided by the Southwest Ohio Regional Transit Authority (SORTA).
Development activity is primarily focused on small-scale residential infill and commercial renovations along existing corridors. There are no major large-scale master-planned communities currently under construction within the ZIP.
The Hamilton County Auditor is responsible for the assessment of all real property, conducting triennial updates and sexennial reappraisals to ensure market-value alignment.
Parcels in 45216 are subject to various special assessments, including those for school district operations, library services, and municipal infrastructure maintenance.
Property insurance in this urban ZIP is generally available, though premiums are influenced by the age of housing stock and regional weather patterns. Homeowners are encouraged to maintain adequate coverage for wind and water damage.
Data retrieved from data.census.gov ZCTA-level tables.
A local community park providing green space and recreational facilities for residents.
A developing trail system that offers walking and cycling paths through the industrial and natural corridor.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
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Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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